Compliance Analyst - HMDA

Compliance Analyst - HMDA

TEXAS NATIONAL BANK - 3.8

Tyler, TX Job Details Full-time 14 hours ago Benefits Health insurance Dental insurance 401(k) Paid time off Vision insurance 401(k) matching Qualifications Teamwork Microsoft Excel High school diploma or GED Data entry Associate's degree Loan processing

Full Job Description Job Title:

Compliance Analyst -

HMDA Department:

Risk Management Reports to:

Compliance Officer Location:

Tyler, TX FSLA Status:

Non - Exempt |

Full-Time Supervises:

None HMDA Analyst The HMDA Analyst is responsible for ensuring the accuracy, completeness, and timeliness of Home Mortgage Disclosure Act (HMDA) data reporting. The primary function of this role is to review Loan Application Register (LAR) data submitted by loan processors, validate data elements for HMDA compliance, and input and maintain accurate records within the Nlending system. The HMDA Analyst serves as a key control in the institution's fair lending and regulatory reporting framework.

Job Description:

Review

HMDA LAR

data submitted by loan processors for completeness, accuracy, and regulatory compliance. Validate HMDA data fields in accordance with Regulation C requirements, including but not limited to application, loan, and action-taken data elements. Input, update, and maintain

HMDA LAR

data within the Nlending software system. Identify, research, and resolve data discrepancies, errors, or inconsistencies in collaboration with loan processors, underwriting, and compliance staff. Perform ongoing quality control reviews to ensure data integrity throughout the lifecycle of mortgage applications. Track and document corrections, updates, and resubmissions to ensure a clear audit trail. Support quarterly and annual HMDA data scrubs and the preparation of the final LAR for submission. Assist with responding to internal audits, regulatory examinations, and fair lending reviews related to HMDA data. Maintain current knowledge of HMDA and Regulation C requirements and apply regulatory changes to data review processes. Participate in process improvement initiatives to enhance HMDA data accuracy and operational efficiency.

Preferred Experience & Qualifications:

1-3 years of experience in mortgage operations, loan processing, compliance, or HMDA data review. Working knowledge of HMDA and Regulation C data requirements. Experience reviewing or maintaining

HMDA LAR

data. Proficiency with mortgage loan origination or reporting systems; experience with nLending strongly preferred. Strong attention to detail and ability to identify data inconsistencies. Detailed oriented with ability to analyze and report specific data and identify potential risks. Excellent written and verbal communication skills. Ability to read and comprehend regulatory publications and interpret risk impact to the bank. Proficient in MS Excel and Word.

Education/Certifications:

High school diploma or equivalent required; associate's or bachelor's degree in business, finance, or a related field preferred. Certified Community Bank Compliance Officer (CCBCO) preferred, but not required. Certified Regulatory Compliance Manager (CRCM) preferred, but not required.

Job Type:

Full-time Benefits:

401(k) 401(k) matching Dental insurance Health insurance Paid time off Vision insurance

Experience:

HMDA:

1 year (Preferred)

Work Location:

In person