Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

• Job Description:

• At Regions, the Credit Products Diversified Industries Associate supports Credit Products Diversified Industries Managers in identifying and mitigating risks in existing and proposed credit products.

As a member of the First Line of Defense, the individual will analyze new commercial credit opportunities, underwrite new or renewed credit exposure, and manage a portfolio of loans and other credit relationships in conjunction with a manager.

• Primary Responsibilities
• + Prepares credit approval packages on new and renewed credit products including determination of the appropriate risk rating as well as risk factors that could change the risk rating, analysis of financial performance, performance vs.

projections, covenant compliance, relationship profitability (RAROC), and any other significant risk drivers + Analyzes guarantors as needed to support credit underwriting + Assists Credit Products Diversified Industries Managers with the review of pre-closing loan documents and closing due diligence + Manages financial reporting requirements, covenant requirements, past dues and documentation exceptions + Ensures credit files are complete with all up to date information + Provides tickler implementation and maintenance + Monitors portfolio and servicing activities in conjunction with Credit Products support + Validates the appropriate risk rating for a company and proactively identifies risk rating changes + Identifies opportunities for exposure reduction or new opportunities within assigned portfolio + Participates in research, preparation and execution of customer and prospect calls + Participates in identifying financial solutions that meet the client's needs and the Bank's risk acceptance criteria + Ensures compliance with internal bank commercial loan policy, credit risk management policy, and external regulatory requirements; documents any exceptions to policy and related rationale/mitigants This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. This position is incentive eligible.

• Requirements
• + Bachelor's degree in Finance, Accounting or related field + Two (2) years underwriting experience or financial services analysis and accounting experience + Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)
• Skills and Competencies
• + Ability to competently complete credit packages and credit services agreements with management oversight + Ability to identify and voice issues; self-initiates discussion + Ability to perform quality analysis and display competency in completion and oversight of client portfolio management activities + Excellent verbal and written communication skills + Strong analytical and problem solving skills + Well organized, detail-oriented, and able to manage and/or lead multiple projects under pressure + Works collaboratively with multiple stakeholders •Position Type•Full time •Compensation Details•Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions.

Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

• Job Range Target:

• _

Minimum:

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• $93,236.80 USD
• _

Median:

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• $122,703.00 USD

• Incentive Pay Plans:

• This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
• Benefits Information
• Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates.

(https://www.regions.com/about-regions/benefits/benefits-eligibility) Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. + Paid Vacation/Sick Time + 401K with Company Match + Medical, Dental and Vision Benefits + Disability Benefits + Health Savings Account + Flexible Spending Account + Life Insurance + Parental Leave + Employee Assistance Program + Associate Volunteer Program Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.

https:

//www.regions.com/about-regions/welcome-portal/benefits

• Location Details
• Atlanta Midtown

• Location:

• Atlanta, Georgia Equal Opportunity Employer/including Disabled/Veterans Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting.

Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.