Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

The Credit Risk Management Consumer Credit Manager is responsible for developing strategic and tactical recommendations that enhance Regions' ability to increase profitability, while managing overall portfolio risk. The officer is required to work within Regions' risk framework to identify, measure, mitigate, monitor and report on consumer credit portfolios. The position requires the ability to analyze, communicate, and support the implementation of strategic solutions that focus on the best interest of Regions' customers, shareholders and communities. Primary Responsibilities Recommends cohesive strategies that balance consumer loan growth, while managing risk Recommends and implements comprehensive consumer credit policies Provides governance oversight over Regions compliance with consumer credit policies Provides business insight and recommendations relating to credit model enhancements and their use in underwriting Utilizes alternative date sources to segment loan applicant data to enhance the depth of Regions customer relationships and improve organic growth Develops account management and collection prioritization strategies Independently reports key risks and emerging risk Interacts with senior management and will act as a liaison to business units on credit review management Develops, attracts, and retains talent required to carry out roles and responsibilities Mentors credit analysts This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay. This position is incentive eligible. Requirements Bachelor's degree Five (5) years of experience in consumer credit risk management Skills and Competencies Ability to evaluate, synthesize, organize, and interpret data and information Ability to provide direction in underwriting requirements and origination automation strategies Knowledge of quantitative analysis and static pool analysis Strong technical skills, basic programming and statistical concepts Strong verbal, written communication, and organizational skills Understanding of Consumer Credit products, industry changes, regulatory requirements and banking laws Position Type Full time Compensation Details Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$134,705.45

USD Median:

$188,840.00

USD Incentive Pay Plans:

This role is eligible to participate in the annual discretionary incentive plan. Employees are eligible to receive a discretionary award based on individual, business, and/or company performance.

Opportunity to participate in the Long Term Incentive Plan. Benefits Information Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. Paid Vacation/Sick Time 401K with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.

https:

//www.regions.com/about-regions/welcome-portal/benefits

Location Details Riverchase Complex North Building Location:

Hoover, Alabama Equal Opportunity Employer/including Disabled/Veterans Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.