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Senior Credit Analyst
Job
First Fedaeral Savings Bank.
Twin Falls, ID (In Person)
Full-Time
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Job Description
Essential Responsibilities The Credit Analyst will: Prepare the detailed Credit Memorandum within First Federal's commercial underwriting standards. Spread financial data and prepare financial analysis for assigned commercial credit requests. Form preliminary questions to drive underwriting and loan eligibility. Identify and assess potential risks associated with the credit, including financial, operational, and industry-specific risks. Partner with Commercial Loan Officers (CLO) throughout the underwriting process. Perform credit risk analysis as requested by a CLO, including annual reviews, monitoring loan covenants, and assisting with asset classification. The Senior Credit Analyst will escalate concerns to CLO, supervisor, or Chief Credit Officer (CCO). Make recommendations regarding loan approval, denial, or modification based on the credit analysis. Complete other duties as assigned. Minimum Qualifications A bachelor's degree in accounting, finance, or equivalent, and Three (3) years' experience working as a commercial credit analyst within a banking environment. Preferred Qualifications Five (5) years' experience working as a commercial credit analyst within a banking environment, and/or A master's degree in accounting, finance or equivalent.