Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol "WTFC." Why join us? An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and annual discretionary bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company matches and tuition reimbursement to name a few Family-friendly work hours Promote from within culture The Portfolio Manager II, CRE will assist and manage a portfolio of commercial real estate credits/relationships in a fast-paced, regulated environment. The ideal candidate is initiative-taking, has strong analytical and writing skills, and can multi-task across job functions, various client needs and competing bank priorities. What You'll Do Provide accurate financial analysis, profitability, and risk assessment to make lending decisions on new, renewal, and extension loans for the following asset types: multifamily, office, medical office, industrial, retail, and self-storage Create comprehensive, detailed, and thoughtful opportunity memos and full credit approvals for new business clients which will include client and sponsors' background, history, market experience and global real estate portfolio Independently analyze credit and financial information of property and individuals to determine the degree of risk associated with the extension of credit Oversee documentation and ongoing monitoring of asset and client performance Work with relationship managers and loan administration to facilitate loan closings, modifications, and renewals Proactively manage covenant compliance testing for existing clients and new clients on an ongoing basis Review and process construction draws in conjunction with the construction loan administration department, title company and borrower Work with external and internal business partners on review of deal related legal documents Develop a working knowledge of credit/loan policy for credit requests and exceptions Review credit approval memorandums and attorney-prepared loan documents for new and renewed loans to ensure compliance and adherence to the loan approval guidelines Interact with lending staff, deal teams and clients in a welcoming and professional manner Qualifications Bachelor's degree in Business, Finance, Accounting, or Economics Strong understanding of general credit and risk principles, and banking policies/procedures; formal bank credit training is preferred Minimum 4 years' commercial real estate credit, portfolio management and/or commercial lending experience Strong analytical and business writing skills Experience with cash flow modeling, lease abstracting and financial statement analysis Good interpersonal skills with internal partners, counsel, clients and senior management Accounting and finance knowledge, as well as knowledge of real estate fundamentals and concepts Benefits Medical Insurance

• Dental
• Vision
• Life insurance
• Accidental death and dismemberment
• Short-term and long-term Disability Insurance
• Parental Leave
• Employee Assistance Program (EAP)
• Traditional and Roth 401(k) with company match
• Flexible Spending Account (FSA)
• Employee Stock Purchase Plan at 5% discount
• Critical Illness Insurance
• Accident Insurance
• Transportation and Commuting Benefits
• Banking Benefits
• Pet Insurance Compensation The estimated salary range for this role is $85,000-$110,000, along with eligibility to earn an annual bonus.

Actual salaries may vary based on several factors, such as a candidate's qualifications, skills and experience. #LI-AC1 From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.