Robert Half is partnered with a leading Baton Rouge company in search of a Senior Credit Analyst to support sound lending decisions and help safeguard the company's financial position. In this role, you will assess customer risk, guide credit decisions, and work closely with internal teams to balance growth objectives with disciplined exposure management. This position offers the opportunity to contribute to portfolio performance, strengthen credit practices, and support a collaborative, employee-focused organization.

Responsibilities:

• Review financial records, payment patterns, credit data, and market conditions to evaluate customer risk and determine appropriate exposure levels.
• Assess incoming credit requests and assign initial terms and limits based on financial strength and overall risk profile.
• Re-evaluate existing accounts regularly and adjust credit availability in response to changing business performance, payment behavior, and external trends.
• Track portfolio quality through aging analysis and risk monitoring, then recommend actions that help reduce loss exposure and improve account performance.
• Create clear credit recommendations and prepare recurring reports covering utilization, reserve considerations, customer trends, and overall portfolio health.
• Work with collections partners and internal stakeholders to address delinquency concerns, support payment arrangements, and recommend account holds or releases when necessary.
• Advise the business on credit structures that support strategic customer opportunities while maintaining appropriate controls.
• Contribute to stronger credit governance by refining policies, enhancing procedures, and supporting reporting or system-related improvements, including conversion activities when applicable.