We are looking for a detail-oriented Credit Analyst to support service-related credit decisions for a manufacturing organization in Plymouth, Minnesota. This Long-term Contract position focuses on evaluating commercial risk, guiding timely approval decisions, and helping maintain strong credit practices across service transactions. The role also serves as a knowledgeable resource for team members by offering direction, coaching, and practical insight on more complex reviews.
Responsibilities:
- Evaluate new service-related credit requests and make approval decisions within assigned authority levels, ensuring each recommendation is supported by clear analysis and documentation.
- Partner with credit leadership on transactions that exceed individual approval limits by preparing risk assessments and outlining recommended next steps.
- Work closely with service teams and customers to balance sound risk management with efficient order processing and minimal business disruption.
- Analyze financial statements, credit bureau data, customer payment trends, account records, and other relevant information to form complete credit conclusions.
- Gather and verify required documentation for each opportunity, including commercial applications, tax-related forms, bonding information, project details, and external credit reporting materials.
- Identify opportunities to strengthen credit policies and procedures that improve how decisions are reviewed, approved, and monitored.
- Provide day-to-day guidance to other analysts by answering questions, sharing best practices, and supporting development across the service credit team.
- Monitor workflow activity and pending order queues, helping prioritize reviews and offering direction when escalations or complex issues arise.