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GPAC

Credit Analyst

Entry-Level JobVerifiedNo experience needed

Pay: $65,000–$85,000/yr

Posted: 4 weeks ago

Location: 25 locations (Onsite)

Last Updated: 1 week ago

Hours: Full-Time

Expires: 9/26/2026

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What they do

A Credit Analyst reviews credit history and researches other records to determine if loans should be approved or credit extended to individuals or businesses. Prepares reports for banks, credit agencies and credit card companies.

$59,576 / year median in Michigan

-21% projected decline

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Job Description

A Credit Analyst evaluates the financial strength and creditworthiness of individuals and businesses seeking financing. This professional reviews financial statements, tax returns, cash flow, collateral, and credit history to assess risk and supports sound lending decisions. Credit Analysts also prepare detailed loan presentations and recommendations for lenders and credit committees. This community bank is looking for a detail-oriented individual to join its lending team. This position offers the opportunity to build a long-term career within a relationship-focused banking environment.

Salary:

$65,000-$85,000

Annually Credit Analyst Responsibilities:

Analyze business and personal financial statements, tax returns, cash flow, collateral, and credit histories to assess repayment capacity and overall risk. Prepare accurate credit presentations, loan summaries, financial spreads, and risk-rating recommendations for lenders and loan committees. Demonstrate strong analytical ability, attention to detail, sound judgment, and knowledge of commercial or agricultural lending practices. Communicate effectively with lenders, bank leadership, customers, and other stakeholders while managing multiple priorities and meeting deadlines. Ideal candidates will have a bachelor's degree in finance, accounting, economics, business, or a related field. Previous banking, credit analysis, underwriting, or lending experience is preferred. Apply now for the next steps in your

CREDIT ANALYST

career! All conversations are confidential. Contact Caroline Larkin at 712.454.6067 or confidentially send your resume to caroline.larkin@gogpac.com.