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Credit Analyst I
Job Description
Credit Analyst I Peoples Bank United States, North Carolina, ton Sep 16, 2026 Description Develops and analyzes all types of credit information pertaining to diverse types of commercial loans; assists in preparing periodic reports for use by management. Assists in the preparation and maintenance of commercial credit files for external loan review.
Qualifications Required Education/Knowledge:
Bachelor's Degree from an accredited four-year university
Knowledge of bank credit policy and procedures
Superior knowledge of commercial loan documentation requirements, regulations and Bank policy
Understanding of credit underwriting issues associated with a wide variety of business
Preferred Education/Knowledge:
Knowledge of other areas of bank operations
Required Experience:
0 to 2 years' experience in a lending environment of a financial institution
Previous loan documentation and underwriting experience
Preferred Experience:
Previous loan documentation and underwriting experience
Required Skills:
Proficiency with PC including Word and Excel
Calculator skills
Well-developed communication skills
Ability to deal with customers, co-workers and attorneys
Ability to spread and analyze financial statements and tax returns (beneficial)
Career Insights for Credit Analyst
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Scorecard
Based on North Carolina data
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What they do
A Credit Analyst reviews credit history and researches other records to determine if loans should be approved or credit extended to individuals or businesses. Prepares reports for banks, credit agencies and credit card companies.
$68,514 / year median in North Carolina
-19% projected decline