Credit Analyst

Credit Analyst Penn Community Bank United States, Pennsylvania, Perkasie May 01, 2026 Job description: Work with other Credit Analyst, Credit Portfolio Manager, Credit Manager, Credit Officer, and CCO to ensure consistent and accurate credit analysis and loan presentations. Complete Financial Statement spreads. Prepare analysis of less complex loan requests, reviews and renewals. Conduct industry and market analysis. Provide support and analysis to the Special Assets Group as needed. Compliance Comply with all applicable regulations and Bank policies regarding employment and employment law. Participate in annual compliance and other job-related training. Comply with applicable bank regulations, Bank policies and procedures. Comply with Bank's internal privacy and ethics standards.

Relationships and Contacts Internal:

Daily contact with Credit Analysts, CM, CO, Commercial Lenders, CCO, and Loan Administrative Assistants.

External:

Occasional contact with borrowers, accountants and loan review. Education BA or BS in Accounting, Finance, Economics, or related field preferred Completion of a formal Credit Training program, or the ability to complete one within 12 months of hire, or equivalent experience. Skills and Competencies Excellent communication and interpersonal skills with the ability to interact with all levels of personnel Demonstrate professionalism in appearance, punctuality, attitude, and grammar. Maintain a clean, organized work area. Demonstrated analytical and quantitative skills, with prior knowledge of financial statements and accounting principles An ability to balance priorities and exhibit organizational skills to manage both individual and multiple team priorities Must be proficient with MS Office software and be able to quickly master the bank's technology and systems Ability to interact effectively with other bank personnel across functional lines. Ability to articulate bank strategies and customer service philosophy Strong written, verbal and presentation skills Excellent decision-making skills Ability to multi-task in highly demanding environment Efficient, high quality producer, with attention to detail Good judgment and analytical skills with the ability to remain focused & work independently Must be able to process constructive feedback & remain even tempered Ability to drive, with a valid driver's license, to travel between offices and/or attend sales calls and customer visits. Working Conditions Traditional office environment with the ability to work remotely on a hybrid basis; the office maintains five day a week operations (Monday - Friday) with operational hours of 8:00am - 5:00pm. Must be willing to travel to other Bank locations as needed. Penn community Bank is an equal opportunity employer.