Credit Analyst

DEXIAN - 3.6

New York, NY Job Details Full-time $90,000 - $115,000 a year 12 hours ago Qualifications Cash flow analysis Financial model construction Interpersonal skills Spreadsheets Financial statement analysis Financial report writing Bachelor's degree Financial report interpretation Bank experience Accounting Data interpretation Financial statement interpretation Productivity software Financial forecasting analysis Time management

Full Job Description Job Title:

Credit Analyst #1019927

Location:

New York

NY 10019

Duration:

FTE |

Hybrid Salary Range :

$90k-$115k annually Position Summary This role provides critical support in the credit approval and monitoring process within the financial services industry. The candidate will analyze creditworthiness, loan structures, and industry profiles, including historical financial performance and cash flow, to assist in risk assessment and decision-making. Key Responsibilities Conduct comprehensive credit analyses, evaluating the applicant's financial condition, operating profile, and industry trends. Develop various financial models such as projections and recovery scenarios, assessing the reasonableness of assumptions. Benchmark prospective borrowers against industry peers and summarize relevant industry data. Prepare clear, comprehensive written credit opinions with recommendations for approval or decline. Engage with branches and relevant teams to discuss and recommend credit structure modifications or conditions. Assign appropriate risk ratings to each customer or transaction as needed. Monitor and evaluate assigned borrowers and industry sectors proactively, including tracking market data such as share prices and credit indices. Report the impact of market and financial data on credits and industries to senior management in a timely manner. Ensure compliance with established credit standards, policies, and objectives. Required Qualifications Bachelor's degree; a major in Finance or Economics is preferred. 3 to 5 years of relevant banking or credit experience. Strong proficiency with Microsoft Office suite, particularly Excel, Word, and PowerPoint. Proactive, curious, and self-motivated with a keen interest in finance. Demonstrated strong analytical, quantitative, and judgment skills. Knowledge of financial statements, accounting principles, and the ability to build three-statement cash flow models. Excellent time management skills. Effective negotiation and communication skills, with the ability to present credit packages to decision makers. Strong interpersonal skills and ability to work independently as well as in team environments #FA Dexian stands at the forefront of Talent + Technology solutions with a presence spanning more than 70 locations worldwide and a team exceeding 10,000 professionals. As one of the largest technology and professional staffing companies and one of the largest minority-owned staffing companies in the United States, Dexian combines over 30 years of industry expertise with cutting-edge technologies to deliver comprehensive global services and support. Dexian connects the right talent and the right technology with the right organizations to deliver trajectory-changing results that help everyone achieve their ambitions and goals. To learn more, please visit https://dexian.com/. Dexian is an Equal Opportunity Employer that recruits and hires qualified candidates without regard to race, religion, sex, sexual orientation, gender identity, age, national origin, ancestry, citizenship, disability, or veteran status .

Pay:

$90,000.00 - $115,000.00 per year

Work Location:

Hybrid remote in New York, NY 10019