Overview Iglesias Loans is a commercial finance brokerage specializing in financing solutions for churches, nonprofits, and commercial real estate. We are seeking a bilingual (fluent in both English and Spanish) team player for our Credit Analyst role. The Credit Analyst will be responsible for reviewing commercial loan applications, analyzing financial documents, maintaining communication with clients throughout the lending process, and ensuring loan files are complete and organized. This position requires strong analytical skills, excellent organization, and the ability to manage multiple loan files in a fast-paced environment while delivering outstanding customer service. Responsibilities Conduct comprehensive credit analysis by interpreting financial statements, cash flow reports, and industry data to evaluate client creditworthiness. Perform quantitative research and data collection to support risk assessments and lending decisions. Develop detailed financial models and forecasts using Excel and specialized financial software to project client performance. Assess compliance with loan regulations, industry standards, and internal policies to ensure all lending activities adhere to legal requirements. Monitor existing client portfolios through ongoing risk analysis and financial report writing to identify potential issues early. Collaborate with underwriting teams to prepare detailed credit reports that inform approval or rejection processes. Requirements Fluent in both English and Spanish with writing skills in both languages Proven experience in financial analysis, credit analysis, or commercial lending with a strong understanding of risk management principles. Expertise in interpreting complex financial statements and conducting cash flow and financial concept analysis. Proficiency in Microsoft Office applications, especially Excel for data analysis, modeling, and forecasting. Familiarity with financial software tools used for quantitative research and risk assessment. Join us as a Credit Analyst if you are passionate about leveraging your financial expertise to make impactful lending decisions while ensuring compliance and managing risk effectively. Your analytical acumen will help shape our strategic growth while supporting our clients' success!

Pay:

$15.00 - $20.00 per hour

Education:

High school or equivalent (Preferred)

Language:

Spanish (Required) English (Required) Ability to

Commute:

Houston, TX 77037 (Required)

Work Location:

In person