UBank Credit Analyst Intern Part Time/On-site

JOB SUMMARY

The Part-Time Credit Analyst Intern supports the Credit and Risk teams while learning how credit analysis and risk management support the Bank's lending process. This entry-level position is designed to provide foundational training in credit analysis, risk management, and bank underwriting practices while working closely with experienced Credit Analysts, Risk Analysts, lenders, and credit leadership. This position is intended as a training and development role, with the opportunity to progress into a Credit Analyst position subject to graduation with a bachelor's degree and upon demonstrated competency, performance, and experience.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Learn reporting processes and apply analytical and organizational skills to recurring credit and risk reports. Assist with materials and records for the Directors Loan Committee. Apply research and attention-to-detail skills when supporting credit policy, procedure, and rate matrix updates. Learn the technical exception process and assist with accurate tracking and follow-up. Build professional communication skills while gathering information from lending and frontline staff. Learn and consistently apply confidentiality requirements and applicable bank policies, laws, and regulations. Participate in special projects that provide opportunities to apply developing credit, analytical, and business skills.

QUALIFICATIONS

Currently pursuing a degree or certification in finance, accounting, business, economics, risk management, or a related field preferred. Interest in banking, credit, lending, or risk management; previous banking experience is helpful but not required. Basic proficiency with Microsoft Excel, Word, and Outlook. Strong attention to detail, organization, communication, and time-management skills. Ability to handle confidential information, follow instructions, ask questions, accept feedback, and work independently or with a team.

SUCCESS METRICS

Completes assigned reports, tracking updates, and projects accurately and by established deadlines. Demonstrates growth in understanding credit analysis, loan documentation, risk concepts, and bank procedures. Applies skills learned through coursework, training, and coaching to assigned credit and risk tasks. Maintains organized, complete, and confidential records with close attention to detail. Asks thoughtful questions, responds positively to feedback, and shows improvement throughout the internship. Communicates professionally and demonstrates dependable attendance, preparation, and follow-through. Contributes to a departmental project or process improvement and clearly explains what was learned.

EDUCATION REQUIREMENTS

High school diploma or GED required.

CORE COMPETENCIES

Active Listening Analytical Thinking Attention to Detail Continuous Learning Data Accuracy Dependability Ethics and Integrity Professionalism Quality Focus Trust Building