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Puckett Machinery Company

Credit Clerk Analyst

Career Insights for Credit Specialist / Clerk

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Based on Mississippi data

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What they do

A Credit Specialist or Clerk reviews the credit history of individuals or businesses that apply for credit. Requests information from credit companies, analyzes computerized records and payment histories, and determines whether new credit can be approved.

$43,173 / year median in Mississippi

-5% projected decline

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Job Description

Description The Credit Clerk/Analyst is responsible to administer the processing of new customer accounts and the establishment of related consumer and commercial lines of credit. In addition, the position is accountable to execute related clerical activities that support customer account collections.
Essential Functions, Duties, and Responsibilities:
Administer the processing and approval of consumer and commercial credit applications and maintain regular contact with the sales department and the customer throughout. Therein, collect and verify the accuracy of all application paperwork; run and analyze credit reports with national credit bureaus and applicant's vendor references to determine credit worthiness; approve customer credit limits up to $10,000; distribute welcome packet collateral to newly approved customers; and perform related reporting in accordance with all prescribed company policies, procedures, and metrics. Research and resolve customer rental billing and/or payment application issues and maintain regular contact with the sales department and/or the customer. Support and back up the function of the Collections Clerk in customer collection efforts. Make outbound contact with existing customers who have an account balance that is 60 days or older to facilitate the resolution of issues that may be preventing them from bringing their account to current status and/or to approve payment extensions or an increased credit limit. Serve as a backup to the Collection Clerk as it pertains to the collection and recordkeeping of all customer tax exempt status and insurance certificates. Perform related clerical duties and support special project activities as assigned. Maintain a professional and proper personal appearance at all times. Qualifications High school diploma or GED equivalent required. Associate's degree in finance or accounting preferred but not required. Minimum 2-4 years of combined work experience as a credit and/or accounting clerk in a sales environment supporting multiple branch locations and a high volume of transactional activities. Excellent verbal, written, and interpersonal communication skills. Excellent problem solving skills, detail oriented, and ability to work with a high level of accuracy. Proficiency with MS Office applications (Outlook, Word, Excel) and management information system applications (ex: Rental Man). Ability to work independently in a fast-paced, dynamic, and deadline sensitive environment.