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BOK Financial
Credit Specialist - Commercial Division
Career Insights for Credit Specialist / Clerk
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Based on New Mexico data
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What they do
A Credit Specialist or Clerk reviews the credit history of individuals or businesses that apply for credit. Requests information from credit companies, analyzes computerized records and payment histories, and determines whether new credit can be approved.
$43,173 / year median in New Mexico
-13% projected decline
Job Description
Credit Specialist - Commercial Division BOK Financial United States, Mexico, Albuquerque Aug 10, 2026
With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career! Apply todayand take the first step towards your next career opportunity! The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status. Please contactrecruiting_coordinators@bokf.comwith any questions.
Req ID:
78451Location:
Albuquerque -ALBQ Areas of Interest:
Commercial Banking, CRE;Commercial Analyst Pay Transparency Salary Range:
Not Available Application Deadline:
08/21/2026 BOK Financial Corporation Group includesBOKF, NA
; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc.BOKF, NA
operates TransFund and Cavanal Hill Investment Management, Inc.BOKF, NA
operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial. Bonus Type BOKF Performance Plan (D02) Summary Our commitment to you is a positive work environment, a deep connection to our communities, and a focus on putting our clients first. As an industry-leading provider of sophisticated financial solutions, we believe no challenge is too big, and no opportunity is too small, when we work together to build relationships. Job Description The Credit Specialist is primarily responsible for preparation of simple to moderately complex financial analysis; performs secondary, specialized analysis of complex credit/loans; involves sensitive or critical customer accounts which effect lending profits for the division; under the supervision of others, completes analysis and makes recommendations regarding loan structure based upon findings; assumes responsibility for the assigned department's collateral and financial statement exceptions; participates in document review and loan closing; assists in market research on territories, industries, and potential customers. Team Culture We live the company values in everything we do and act with honor and transparency. Integrity sets the foundation for team members to build trust with one another and build relationships. We leverage collaborative teamwork when expressing credit concerns and developing solutions for new deals and opportunities. How You'll Spend Your Time You will prepare moderately complex financial analysis; perform secondary, specialized analysis of the more complex credits/loans involving sensitive or critical customer accounts which effect lending profits for the division; complete analysis and make recommendations to Relationship Managers regarding loan structure, based upon findings; provide Loan Pricing Analysis, including pricing recommendations. You will shadow Relationship Managers and/or Profile Managers in calling on new and existing credit customers or prospects. You will participate in writing commitment reports and committee presentations along with presenting loan renewals to management or loan committee with supervision. You will conduct formal industry analysis and market research that focuses on customer identification and qualification. You will monitor credit and file maintenance to ensure correct documentation as well as alert Relationship/Portfolio Managers of non-compliance issues. Education & Experience Requirements This level of knowledge is normally acquired through completion of a Bachelor's degree and 1-2 years Credit Analysis/Credit Specialist experience, or completion of formal credit training and line of business rotational experience.SKILLS:
Extensive knowledge and understanding of accounting and credit principles, lending functions, and loan analysis and ability to demonstrate resourcefulness in application of general credit policies. Extensive knowledge of loan documentation, loan policy, and regulations. Extensive knowledge of loan grading process. Excellent oral and written communication skills. Extensive analytical skills regarding loan/credit review Advanced PC and spreadsheet software skills. BOK Financial Corporation Groupis a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees.With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career! Apply todayand take the first step towards your next career opportunity! The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status. Please contactrecruiting_coordinators@bokf.comwith any questions.