Commercial Credit Specialist

Build your future with us. At the heart of our success is a team of passionate, skilled, and dedicated individuals. We re on the lookout for people who thrive on delivering exceptional customer service and building lasting client relationships. Our culture is built to attract top talent, celebrate performance, and fuel professional growth. As a proud community bank, we believe in giving back to the neighborhoods we serve. Supporting local events and organizations across our 14-county footprint isn t just something we do, it s who we are. It s our way of saying thank you to the people who make this region an incredible place to live, work, and grow. Interested in making a difference while building a rewarding career? We invite you to review the job description below and apply today. We look forward to learning more about you. Together, we build something amazing-and we support you with benefits such as: Profit Sharing/401K Plan Health, Dental & Vision Insurance Tuition Reimbursement Paid time off Employee Assistance Program and more!

Job Title :

Commercial Credit Specialist Here s how you ll make an impact Supports the Commercial Credit department by providing administrative and credit underwriting support, credit file maintenance and providing excellent internal/external customer support: Oversees the receipt, tracking, and maintenance of financial and other credit information received from commercial loan clients; Responsible for overseeing and maintaining financial ticklers and covenants in Sageworks and ensuring their accuracy on a monthly basis; Responsible for the development and maintenance of the Loan Administration Module in Sageworks. Prepares various monthly, quarterly and annual reports; orders individual credit reports and other trade references; responds to credit reference inquiries and bank confirmations. Prepares and compiles data for both Senior Loan and Directors Loan Committee meetings; prepares and distributes minutes of loan committee meetings in a timely fashion. Underwrites Business Banking requests through the auto-decision model and prepares credit presentation Primary contact and support for the SBA initiative by facilitating the process through E-Tran Manages and generates tickler correspondence to send to customers upon financial document due dates. Collaborates with the Commercial Loan Department to track and collect financial statements for new and existing relationships Communicates through letters, emails and memos with both internal and external clients; responds to clients with accurate information Prioritizes and routes incoming calls and correspondence and responds independently when appropriate to ensure action/attention required is addressed. Handles confidential and time-sensitive materials and ensures supervisor is aware of any potential issues. Maintains an awareness of policies and procedures related to commercial lending, including the Bank s lending, risk rating and loan review policies Conforms to General Performance Expectations as identified for all employees. Qualifications/Requirements Bachelor s degree in related field preferred, 2-3 years experience in related field preferred Excellent written and oral communication skills; strong interpersonal skills and the ability to deal with clients and all levels of management High level of attention to detail and strong problem solving skills Intermediate skill level in Microsoft Word, Excel and PowerPoint required; Knowledge and use of Sageworks preferred Strong organizational skills, flexibility and proven ability to multi-task, prioritize and meet deadlines in a demanding environment. Ability to work in a team environment, take initiative and work independently as appropriate along with strong project management skills. Ability to deal with sensitive information with confidentiality and professionalism Salary Range $19 to $29 Hourly Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. Along with a competitive compensation program please visit the benefits section of our Careers page to view available benefits. Chemung Canal Trust Company/Capital Bank/Canal Bank fosters a diverse and inclusive culture where employees are able to succeed to their full potential. EEO/AA Including Veterans and Disabled.