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DC
Deluxe Corporation
Credit & Collection Representative
Career Insights for Credit / Loan Counselor
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Based on Minnesota data
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What they do
A Credit or Loan Counselor advises and educates individuals or organizations on acquiring and managing debt or qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions. May help develop debt management or credit issue plans. Can provide budget, mortgage or bankruptcy counseling.
$49,552 / year median in Minnesota
-15% projected decline
Job Description
Why Join Us Be part of an organization that's driving change and consistently recognized as a top employer. At Deluxe, we know that great people build great companies—and we invest in you accordingly. We're proud to be recognized as a Great Place to Work and a top workplace for Moms, Dads, LGBTQ+ employees, and Veterans. We offer competitive benefits starting on day one, designed to support your life both in and out of work. 42% of our employees have stayed for 10+ years, citing our people, benefits, work-life balance, inclusive culture, and team support as key reasons why. Main Job Responsibility will be fielding all incoming B2C calls. This entails but is not limited to: processing payments over the phone, providing invoice copies, explaining invoice details, and providing remittance details. The Credit & Collections role is responsible for reviewing credit held orders, resolving outstanding issues to move order to production timely. Responsible for handling inbound and outbound calls related to credit held orders & resolving open accounts receivable. Position requires the ability to work independently and adapt to a fast-changing environment. Follows the credit process and procedures to make credit decisions to review credit held orders. Conducts customer reviews of new and existing customers; recommending credit lines. Informs supervisor of deteriorating credit. Responsible for reaching out via phone, email or fax to customers in a professional manner to collect payment for overdue invoices while keeping or improving customer relations. Acts as the liaison between customer service/sales and customers and manages overdue accounts, helping to resolve outstanding issues that may prevent order production on new orders and reducing accounts receivable delinquency. Partners with cash applications, tax team, sales and customer service teams to research and resolve short payments. Responds to email and phone requests by engaging appropriate parties to ensure the request is completed in a timely manner. Informs supervisor of potential problems in the credit review process or collection process and make recommendations for process improvement.