Commercial Lender First Federal Bank & Trust - 4.7 Billings, MT Job Details Full-time From $67,000 a year 1 day ago Benefits Health insurance Dental insurance 401(k) Vision insurance Life insurance Qualifications Computer operation Computer literacy Copy machines Basic math Fax machines Computer skills Full Job Description Job Summary Our work environment is fast-paced and requires team members to provide excellent customer service, be detail-oriented, to learn quickly and have strong organizational skills. Most importantly, we want our team members to have a positive attitude and enjoy their job and their co-workers. Team members are expected to strongly support the Bank's Strategic Plan, and to perform their job duties in accordance to, and in the spirit of the Bank's mission statement and Organizational Values. Originate commercial loans and leases secured by various collateral including but not limited to real estate, equipment, and other business assets. Be an active participant in related business development activities primarily working with business clients and owners. Exhibit a thorough knowledge of lending requirements, business operations and real estate law. Essential Duties and Responsibilities Responsible for commercial real estate and other types of commercial loans, including acquisition and development loans, construction loans and lease products Basic knowledge and usage of the bank's core operating system Review and evaluate information on loan documentation to determine if borrower, collateral, and loan conditions meet establishment and government standards Obtain and analyze financial and credit data Discuss potential loan prices for prospective borrowers Manage commercial loan portfolio, focusing on loan and deposit management Responsible for past dues, loan collection and quarterly watch list reporting on their portfolio of commercial loans Call on realtors, builders, businesses, and other professionals to develop contacts Call on potential and existing customers to develop new business and retain existing business Cross-sell bank products and services Attend training and bank meetings to stay up to date Participate in community service opportunities Provide and promote exceptional customer service. Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Knowledge, Skills, and Abilities Experience 2-5 years of similar or related experience, including preparatory experience Education/Certifications/Licenses A college degree is preferred but not required. Interpersonal Skills The ability to motivate or influence inside or outside senior level executives is a critical part of the job, requiring a significant level of influence and trust. Obtaining cooperation and agreement on important outcomes via frequently complex, senior level dialogue, as well as a professional level of written communication skills are essential to the position.

Other Skills Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

Professionalism:

Approaches others in a tactful manner; reacts well under pressure, treats others with respect and consideration regardless of their status or positions, accepts responsibility for own actions; follows through on commitments. Professional appearance and attire. Work area is organized with a professional atmosphere.

Teamwork:

Balances team and individual responsibilities; contributes to building a positive team spirit; supports everyone's efforts to succeed.

Mathematical Skills:

Ability to calculate figures and amounts such as discounts, interest, commissions. Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions, and decimals.

Reasoning Ability:

Ability to apply common sense and understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. ADA Requirements Physical Requirements Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 50 lbs. Must be capable of climbing/descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Working Environment Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise. Mental and/or Emotional Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters. Applicant Tracking Software by

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