Credit Origination Analyst, Client Due Diligence Royal Bank of Canada - 3.9 Raleigh, NC Job Details Full-time 19 hours ago Qualifications KYC Serving clients Regulatory compliance analysis Full Job Description Job Description What is the Opportunity? The Credit Origination Analyst, Client Due Diligence, is responsible for facilitating the loan origination and client on-boarding process for securities-based loans. This includes the review of new or existing credit clients for underwriting, client due diligence, and fulfilment of credit requests. Reviews for both credit and client due diligence will run concurrently and produce risk-based analysis prior to onboarding for the US Domestic Credit Department. What will you do? Credit Origination Support Review and analyze underwriting documents for security-based loan requests within company guidelines. Complete preliminary due diligence for all necessary documents for loan origination. Application, loan agreement, pledged accounts agreement and financial statement. Prepare supporting information for credit decisions. Communicate with business partners and clients as needed to obtain necessary information and documentation for the loan request. New Account Client Due Diligence Onboarding Review Perform the necessary due diligence to ensure potential new and existing clients meet all the current KYC (Know Your Client) and AML (Anti Money Laundering requirements, including OGAC/World Check and PEP (Politically Exposed Person) Screening, and produce risk-based analysis prior to onboarding for the US Domestic Credit Department, ensuring the integrity of the client information such as KYC and Source of Wealth is in line with RBC's risk-appetite and documentation is correct and in good form. Review and analyze the risk rating methodology for new/existing clients, assimilate findings and escalate necessary items to management or compliance as needed for further actions. Comply and provide guidance as to compliance with controls and procedures of Client Due Diligence policy covering all aspects of account opening and maintenance processes. Maintain a working knowledge of AML and OFAC regulations, Banks Secrecy Act, and USA Patriot Act in order to ensure compliance and update internal policies and procedures. What do you need to succeed?

Must-have:

3+ years of credit underwriting experience or 3+ years of financial services experience, with direct experience in AML/KYC/Due Diligence or equivalent discipline. Working knowledge of BSA and AML regulations, client due diligence regulatory requirements and affiliated compliance regulations. Experience in a fast-paced, high-volume environment with a strong client service mindset. Knowledge of regulatory compliance requirements for banking and credit, including KYC and AML. Bachelor's degree or combination of education and related experience What's in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable Leaders who support your development through coaching and managing opportunities Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team A world-class training program in financial services Flexible work/life balance options Opportunities to do challenging work #LI-Post #TECHPJ Job Skills Account Management, Coaching Others, Insurance Operations, Insurance Products, Loss Assessment, Performance Management (PM),

Pricing Strategies, Producer Management, Product Knowledge, Reinsurance Additional Job Details Address:

8081 ARCO

CORPORATE DRIVE

RALEIGH City:

Raleigh Country:

United States of America Work hours/week: 40

Employment Type:

Full time

Platform:

WEALTH MANAGEMENT

Job Type:

Regular Pay Type:

Salaried Posted Date:

2026-07-07

Application Deadline:

2026-08-03

Note :

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.