A Credit or Loan Counselor advises and educates individuals or organizations on acquiring and managing debt or qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions. May help develop debt management or credit issue plans. Can provide budget, mortgage or bankruptcy counseling.
out of 5 stars 4820 Sunrise Highway Eastbound Service Road, Sayville, NY 11782 $20.00 - $21.50 an hour - Full-time Island Federal Credit Union 13 reviews $20.00 - $21.50 an hour - Full-time
JOB DESCRIPTION MEMBER SERVICE REPRESENTATIVE/MEMBER SERVICE REPRESENTATIVE FLOAT
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SUMMARY:
Provide solutions to M embers' financial needs by suggesting credit union products and services utilizing Island Federal Credit Union's preferred way of selling, handling problems and inquiries, and performing transactions with accuracy and little supervision in a positive and professional manner. Maintain a thorough knowledge of all credit union services and be available to assist as needed in other areas. •
ESSENTIAL DUTIES AND RESPONSIBILITIES
Evaluate new and existing M ember's accounts, services, and credit report. Identify and cross sell credit union services, deposit, and loans products, which provide solutions to the M embers' needs and improve their financial well-being utilizing Island's preferred way of selling. Obtain required documentation to process M ember loans and input loan applications in XP2. Obtain required documentation to process and open new membership accounts and/or services. Process requests for stop payments, share draft copies, wire transfers, certificate changes, statement copies, credit card applications, check orders, resolve M ember bill pay issues, address changes, loan questions, etc. Respond to M ember's requests via phone or mail regarding credit union products, services, and fees. Interact with M embers to resolve inquiries, problems, and complaints. Perform non-monetary transactions such as deposits, loan payments, transfers, and check withdrawals for M embers via phone or in person. Keep up to date on all new and existing electronic services offered by the credit union. Explain and educate the electronic services to M embers. Adhere to all security procedures as well as all credit union policies and procedures. Complete and pass all required BSA Training. Cover reception desk in absence of the receptionist. Maintain inventory and required audits for safety deposit boxes. Perform Notary Public duties. Obtain required documentation and perform Signature Guarantees following all proper policies and procedures. Accommodate flexible work schedule to meet branch needs, including evenings and weekends. Assist at Teller platform during peak periods. Reporting to various in-county (Nassau or Suffolk) locations required and as directed by Management. Perform other duties as assigned by management. •''
REQUIREMENTS:
High school graduate or equivalent. Prior Sales experience. Teller experience required. Must possess good communication, supervisory, and organizational skills. Complete registration with NMLS within 30 days. Complete Signature Guarantee training within 30 days. Obtain Lending Authority within 180 days. •
COMPENTENCIES
: Excellent written and oral communication skills Excellent organizational skills Ability to prioritize, pay close attention to detail, and coordinate various activities simultaneously. Ability to communicate with co-workers, management, and business contacts in a courteous and professional manner. •
