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RB
Regions Bank
Mortgage Loan Servicing Account Solutions - Collections
Entry-Level JobVerifiedNo experience needed
Career Insights for Credit / Loan Counselor
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Scorecard
Based on Mississippi data
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What they do
A Credit or Loan Counselor advises and educates individuals or organizations on acquiring and managing debt or qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions. May help develop debt management or credit issue plans. Can provide budget, mortgage or bankruptcy counseling.
$42,771 / year median in Mississippi
-11% projected decline
Job Description
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description:
- At Regions, the Loan Servicing Account Solutions Specialist conducts inbound and outbound calls to resolve the delinquency status of past due customer accounts.
- Primary Responsibilities
- + Calls customers about early delinquency account statuses + Works with customers to resolve account delinquency status while minimizing company interest losses + Implements repayment plans as necessary and collects delinquent payments + Ensures that files and paperwork are properly and accurately completed + Ensures compliance with risk management programs, rules and regulations, and cybersecurity practices; identifies opportunities for and supports process improvements; applies disciplined change management practices + May contact outside parties to collect or clarify documentation This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
- Requirements
- + High School Diploma or GED + Applicants will be expected to pass any assessment associated with the position
- Skills and Competencies
- + Ability to interpret and ensure compliance with applicable rules, regulations, and industry guidance + Ability to work in a fast-paced environment + Detailed oriented + Proficient in Microsoft Excel and Word + Strong customer service skills + Strong organization skills
- Strongly Preferred Skills
- + •Customer Service & Relationship Building•- Ability to communicate professionally, build rapport, and work with customers to identify payment solutions while delivering a positive customer experience.
- Collections & Negotiation Skills -
- Experience discussing past-due accounts, overcoming objections, and establishing repayment plans that balance customer needs with business objectives. +
- Attention to Detail & Accuracy -
- Strong ability to review account information, document customer interactions, and ensure all files, payments, and records are completed accurately. +
- Ability to Thrive in a Fast-Paced Environment -
- Demonstrated success managing a high volume of customer interactions, prioritizing tasks, and meeting performance goals and deadlines.
- Schedule & Work Arrangement
Training Period:
+ Monday-Friday,- 7:30 AM - 4:30 PM
- + Training is conducted
- onsite
Work Schedule After Training:
+ Monday-Friday, scheduled between- 7:30 AM - 6:00 PM
- + •One evening per week•required until •8:00 PM•+ •One Saturday per month•required from •8:00 AM - 12:00 PM•
Hybrid Work Arrangement:
+ Upon successful completion of training, employees may transition to a- hybrid schedule
- . + Team members with a reliable home internet connection will work from home
- two days per week
- , typically on their
- scheduled late-night shift day and Fridays
- . + Associates scheduled to work on Saturday will also work
- remotely on their assigned Saturday shift
- . + All hybrid schedules are subject to business needs and performance expectations.
- Hiring Location
- : Hattiesburg, MS.
- Proximity to Hattiesburg, MS required.
- Position Type
- Full time
- Compensation Details
- Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions.
Job Range Target:
- _
Minimum:
_- $33,975.00 USD
- _
Median:
_- $40,446.00 USD
Incentive Pay Plans:
- This role is eligible to participate in a formulaic incentive plan. Employees have the potential to earn incentives based on performance against defined metrics and goals.
- Benefits Information
- Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates.
https:
//www.regions.com/about-regions/welcome-portal/benefits- Location Details
- Hattiesburg Mortgage Ops
Location:
- Hattiesburg, Mississippi Equal Opportunity Employer/including Disabled/Veterans Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting.