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INDEPENDENT BANK

Part Time Bilingual-English and Spanish Collector

Entry-Level JobVerifiedNo experience needed

Career Insights for Credit / Loan Counselor

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Based on Tennessee data

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What they do

A Credit or Loan Counselor advises and educates individuals or organizations on acquiring and managing debt or qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions. May help develop debt management or credit issue plans. Can provide budget, mortgage or bankruptcy counseling.

$43,015 / year median in Tennessee

-10% projected decline

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Job Description

Part Time Bilingual-English and Spanish Collector
INDEPENDENT BANK - 3.5
Memphis, TN Job Details Part-time 8 hours ago Qualifications Basic math Windows High school diploma or
GED Typing Full Job Description Hours :
Mon-Thurs 5-9 p.m., Sat 8am -Noon
JOB SUMMARY
All Collectors report to the Collection Team Leader and Team Lead. Collectors will initiate customer contact and determine reason for delinquency evaluates customer's financial situations and negotiates terms of repayment to bring account current and maybe responsible for some skip tracing. Collectors must adhere to all Bank policies, procedures and all compliance regulations.
SKILLS REQUIRED
Entry Level Collections Experience Ability to prioritize in a fast paced, high volume, environment with little supervision Microsoft Windows experience required Ability to type 30-35 wpm Demonstrated ability to multi-task and excellent verbal and written skills Excellent math skills High School diploma or GED required, some college preferred
PRIMARY DUTIES
1. Responsible for collecting automobile installment loan accounts 15-29 days past due 2. Utilize daily contact and skip-tracing efforts 3. Develop and maintain on-going customer relationships 4. Negotiate payment arrangements 5. Advise customers of their responsibilities under loan contracts, and provide individual counseling on acceptable and convenient payment arrangements 6. Utilize effective negotiating skills and persistent follow-up procedures to cure delinquency 7. Understand and apply knowledge of credit bureau reports as relate to the performance of daily activities 8. Adhere to guidelines stated in the Fair Debt Collection Practices Act 9. Other duties as assigned or required Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities