Commercial Credit Analyst Michigan Business Connection Ann Arbor, MI Job Details Full-time $70,000 - $80,000 a year 15 hours ago Benefits Health savings account Disability insurance Health insurance Dental insurance 401(k) Flexible spending account Paid time off Flextime Employee assistance program Vision insurance 401(k) matching Referral program Qualifications Employee relationship building Full Job Description

PURPOSE DRIVEN CAREERS

Build a Career That Strengthens Local Business Every loan helps move a business forward, and every member of the team makes that growth possible. At MBC, you'll be part of a team that works alongside community financial institutions and business owners to deliver thoughtful commercial lending solutions that create opportunities, strengthen communities, and support long-term success. Your work will go beyond transactions. You'll build relationships, solve challenges, and see the direct impact of helping businesses achieve their goals—all while growing your own career alongside experienced professionals who are committed to doing meaningful work. Meaningful Work Trusted Teammates Relationship-Driven Professional Growth Collaborative Culture

PURPOSE DRIVEN CAREERS

Build a Career That Strengthens Local Business Every loan helps move a business forward, and every member of the team makes that growth possible. At MBC, you'll be part of a team that works alongside community financial institutions and business owners to deliver thoughtful commercial lending solutions that create opportunities, strengthen communities, and support long-term success. Your work will go beyond transactions. You'll build relationships, solve challenges, and see the direct impact of helping businesses achieve their goals, all while growing your own career alongside experienced professionals who are committed to doing meaningful work. Meaningful Work Trusted Teammates Relationship Driven Professional Growth Collaborative Culture

GROW WITH CONFIDENCE

Benefits to Support Your Career and Life We believe taking care of our team is one of the best investments we can make. That's why we offer a comprehensive benefits package and foster a collaborative culture that supports your health, financial future, work-life balance, and professional growth. Explore life at MBC and see how collaboration, learning, and community involvement help our team succeed together. Health & Wellness Medical, dental, and vision insurance Health Savings Account (HSA) Flexible Spending Account (FSA) Employee Assistance Program (EAP) Financial Security Competitive salary Performance-based bonus opportunities Company-matched 401(k) Plan Life and disability insurance Work-Life Balance Hybrid work environment Flexible scheduling (flextime) Flexible PTO & holidays Career & Team Professional growth opportunities Employee referral program

Growth-focused Workplace Commercial Credit Analyst Commercial Credit Analyst Location:

2200 Commonwealth Boulevard, Ann Arbor, MI 48105

Employment Type:

Full-time - $70,000 - $80,000 a year

Benefits:

Flextime 401(k) Health insurance 401(k) matching Paid time off Vision insurance Dental insurance

Full Job Description:

The Credit Analyst I is responsible for completing commercial credit analysis. Demonstrate enthusiasm for MBC core values: Teamwork, Accountability, Integrity, Innovation and Leadership. Support credit function while maintaining, expanding and building internal and external relationships, resulting in a high degree of customer satisfaction. Analyze credit data and financial statements for small business or less complex transactions to determine the degree of risk involved in extending credit or lending money to current and prospective borrowers. Complete accurate and timely underwriting documents to submit to loan committees and individuals for approval demonstrating independent judgment, appropriate recommendations, and risk ratings. Actively partner with internal and external Relationship Managers in the negotiation of loan terms and structure requirements. Maintain knowledge and awareness of NCUA regulations directly impacting commercial loan underwriting. Create and maintain credit files in accordance with format and retention guidelines. Partner with Documentation and Portfolio Management departments to properly transition loans. Provide guidance, training, and support to Financial Analysts and Interns. Actively participate with and support Credit Analysts and Portfolio Managers in the preparation of periodic reviews of borrower status, compliance and document findings in various risk reporting formats. Perform other credit and risk management duties as required.

GROWING TOGETHER, BUILDING YOUR FUTURE A

Culture Built on Collaboration At MBC, collaboration isn't a buzzword. It is how we work every day. Our team shares knowledge, supports one another, and approaches every opportunity with a willingness to learn and solve problems together. As we partner with businesses and community financial institutions across Michigan, every day brings new challenges, new industries, and new opportunities to grow professionally. Want a closer look at what it's like to work here?