Financial Analyst I Michigan Business Connection Ann Arbor, MI Job Details Full-time $55,000 - $69,000 a year 15 hours ago Benefits Health savings account Disability insurance Health insurance Dental insurance 401(k) Flexible spending account Paid time off Flextime Employee assistance program Vision insurance 401(k) matching Life insurance Referral program Qualifications Document compliance management Credit risk report Customer relationship building Data analysis reporting Loan collections Underwriting Environmental due diligence Real estate due diligence experience Monitoring compliance data Spreadsheets Performance Reporting Financial software Client relationship development Managing clients in a lending role Trend analysis Post-loan customer support Records retention Financial report interpretation Managing banking or lending client portfolios Loan operations reporting Credit history review Document archiving (loan processing) Credit report review Real estate (financial collateral) Management reporting Due diligence Collateral evaluation (loan underwriting) Credit report analysis Portfolio risk management Financial data analysis tools Full Job Description

PURPOSE DRIVEN CAREERS

Build a Career That Strengthens Local Business Every loan helps move a business forward, and every member of the team makes that growth possible. At MBC, you'll be part of a team that works alongside community financial institutions and business owners to deliver thoughtful commercial lending solutions that create opportunities, strengthen communities, and support long-term success. Your work will go beyond transactions. You'll build relationships, solve challenges, and see the direct impact of helping businesses achieve their goals—all while growing your own career alongside experienced professionals who are committed to doing meaningful work. Meaningful Work Trusted Teammates Relationship-Driven Professional Growth Collaborative Culture

PURPOSE DRIVEN CAREERS

Build a Career That Strengthens Local Business Every loan helps move a business forward, and every member of the team makes that growth possible. At MBC, you'll be part of a team that works alongside community financial institutions and business owners to deliver thoughtful commercial lending solutions that create opportunities, strengthen communities, and support long-term success. Your work will go beyond transactions. You'll build relationships, solve challenges, and see the direct impact of helping businesses achieve their goals, all while growing your own career alongside experienced professionals who are committed to doing meaningful work. Meaningful Work Trusted Teammates Relationship Driven Professional Growth Collaborative Culture

GROW WITH CONFIDENCE

Benefits to Support Your Career and Life We believe taking care of our team is one of the best investments we can make. That's why we offer a comprehensive benefits package and foster a collaborative culture that supports your health, financial future, work-life balance, and professional growth. Explore life at MBC and see how collaboration, learning, and community involvement help our team succeed together. Health & Wellness Medical, dental, and vision insurance Health Savings Account (HSA) Flexible Spending Account (FSA) Employee Assistance Program (EAP) Financial Security Competitive salary Performance-based bonus opportunities Company-matched 401(k) Plan Life and disability insurance Work-Life Balance Hybrid work environment Flexible scheduling (flextime) Flexible PTO & holidays Career & Team Professional growth opportunities Employee referral program

Growth-focused Workplace Financial Analyst I Financial Analyst Location:

2200 Commonwealth Boulevard, Ann Arbor, MI 48105

Employment Type:

Full-time - $55,000 - $69,000 a year

Benefits:

Flextime Referral program 401(k) Health insurance Retirement plan 401(k) matching Paid time off Vision insurance Health savings account Dental insurance Flexible spending account Life insurance Employee assistance program

Full Job Description:

This position will be accountable and responsible for commercial credit analysis and portfolio risk monitoring. Support credit and portfolio management functions while maintaining, expanding and building internal and external relationships, resulting in a high degree of customer satisfaction. Prepare periodic reviews of borrower status and compliance and document findings in various risk reporting formats. Input and track status for items such as risk ratings, periodic loan reviews, site inspections, property tax status, troubled loan reporting classification, Default Management Services, loan delinquencies, loan loss reserve requirements, etc. Oversee delinquent loan billing, production, mailing, etc. Evaluate collateral values of properties securing loans, including reviewing for accuracy and completeness various due diligence reports such as appraisals, environmental assessments, etc. Partner to analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money to current or prospective borrowers. Prepare annual review, modification or new underwriting analysis reports with this credit information for use in decision-making. Utilize spreadsheet programs to generate financial ratios, trend lines, etc. to evaluate prospective borrowers' financial status and their performance against peer groups. Participate in the creation and maintenance of software programs to manage portfolio risk of borrowers. Participate in the pipe-line tracking process and coordination of request packages for Underwriter review. Maintain credit files in accordance with format and retention guidelines. Perform other credit and risk management duties as required.

GROWING TOGETHER, BUILDING YOUR FUTURE A

Culture Built on Collaboration At MBC, collaboration isn't a buzzword. It is how we work every day. Our team shares knowledge, supports one another, and approaches every opportunity with a willingness to learn and solve problems together. As we partner with businesses and community financial institutions across Michigan, every day brings new challenges, new industries, and new opportunities to grow professionally. Want a closer look at what it's like to work here?