Full Job Description Position:

Mortgage Clerk Accountable:

The Director of Finance At Habitat for Humanity of the River Valley, our diverse team works at \"building homes, communities, and hope\". Our passion extends to programs including new home construction, home preservation, recycling and renting, community education, partner family services, ReStore, arts and sustainability, volunteer coordination, advocacy, and fundraising. Our goal is to come alongside the community to provide housing solutions for success. Do you dream of using your talents to be part of something that makes a difference? Do those talents include number crunching, record keeping, financial analysis and accuracy, and budgeting? If so, then we have the position for you.

Purpose:

This position provides support to the Director of Finance and the Affordable Housing Programs Manager in carrying out the responsibilities of the loan management. While the day-to-day duties will vary, the objective is to provide a stable, reliable, and consistent accounting foundation for the Habitat for Humanity of the River Valley team, Partner Families and Homeowners.

Qualifications :

Minimum 3 years' experience with QuickBooks Online.
Minimum 3 years' experience in the Mortgage Industry.
Proficiency with Microsoft Office Suite including Word and Excel.
Strong attention to detail required.
Excellent verbal and written communication skills.
Strong teamwork skills.

Responsibilities:

Mortgage Servicing o Accept and post payments from Homeowners o Ensure payments are directly and appropriately allocated in The Mortgage Office.

o Support the Delinquency Team with tracking and reporting. o Assist the Director of Finance with the following: Sending mortgage and escrow balance reports, including monthly delinquency letters. RESPA analysis when needed to ensure RESPA compliance. Closing documents and payments. Yearly Escrow analysis. Verify homeowner's insurance and process payments to insurance agents. Process Property Tax payments yearly for affected homeowners. Work alongside outside mortgage servicing organization to support the homeowners they serve.

Bookkeeping - QuickBooks Online Prepare deposits including mortgage payments, and insurance refunds.
Accounts Payable Work with Finance Clerk to ensure payment of all escrow payables in a timely manner.
Financial Reporting Reconcile pre-closing house costs and support the preparation of closing checks and related financial documents. Gather information as required and support Director of Finance in all audits. Prepare reports for Director of Finance and Affordable Housing Programs Manager as necessary.
Office Management Maintain Escrow Payable hard copy as well as electronic files. Perform clerical duties as needed.
Training The Mortgage Office (TMO)

QLO Certification Employment Details:

Part-time Hourly

Benefits Included:

SIMPLE IRA

Matching o Paid Time Off o

Holiday Pay Pay:

$22.00 - $26.00 per hour

Benefits:

401(k) matching Paid time off

Work Location:

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