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Drives focused growth and business development by creating and maintaining a clear and holistic understanding of the client's or prospect's business/industry; analyzes data and relevant client business and industry trends.
Provides and educates the client on Key's capabilities and how KeyBank products can help impact their business (cash management, payments, equipment finance, etc.).Maintains an active prospecting effort, including identification, qualification, and calling; develops an active Center of Influence (COI) referral network.
Assembles cross-functional teams to quickly respond to customer requests when not able to address requests personally. Knows when and how to bring in teams of experts and identify cross-sell opportunities.
Continuously improves functional/technical sales and credit expertise and transfers this knowledge to team members; partners effectively with Credit as the first level sponsor for credit decisions.
Leads and participates in credit processes and assumes ultimate accountability for all portfolio activities/issues ensuring sound asset quality, including underwriting, structuring, and portfolio management activities; assures accurate risk assessment of assigned portfolio.
Performs other duties as assigned; duties, responsibilities and/or activities may change, or new ones may be assigned at any time with or without noticeComplies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key. EducationBachelor's Degree or equivalent experience (required) Work ExperienceA minimum of 3 years experience in a small business/commercial lending environment. (required)A minimum of 1 year of experience in cross-selling products and an ability and track record to meet or exceed aggressive sales goals (required) SkillsAbility to build trust by taking a client centric approachDeploys a long-term, innovative approach to problem solving and decision making with clients to build the relationship and generate solutionsDemonstrates expertise within defined industry or geography (vertical/sub vertical) and within product setExhibits a relentless focus on creating and driving revenue growth and generating resultsUnderstanding of financial, operational, and strategic drivers of client organizations to provide relevant and impactful banking solutions.
Uses structured sales methodologies, principles and practices without losing sight of the client and environmentUnderstands Key's risk culture and effectively manages risk/reward trade-offs Core CompetenciesAll KeyBank employees are expected to demonstrate Key's Values and sustain proficiency in identified Leadership Competencies. Physical DemandsGeneral Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs. TravelOccasional travel to include overnight stay.
K
KeyBank
Business Banking Relationship Manager
Career Insights for Financial Relationship Manager
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Based on Michigan data
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What they do
A Financial Relationship Manager maintains existing and develops new relationships with partner firms and customers for a financial services company. Acts as point of contact for clients to answer any questions on financial services and provide advice.
$118,784 / year median in Michigan
-8% projected decline
Job Description
Location:
4000 Town Center, Southfield Michigan Job SummaryThe Business Banking RM Serves as the relationship manager and financial advisor to clients, introducing a full range of core Business Banking products, differentiated capabilities, and comprehensive solutions to meet client needs and exceed customer service expectations. This role focuses on acquiring new relationships and managing and growing existing client relationships. Our bankers are expected to demonstrate strong risk management acumen, including credit, operational, and compliance risks, to act as the first line of defense in adhering to KeyBank's profitability standards and moderate risk profile. Essential FunctionsServes as the trusted financial advisor and business partner to clients, functioning as the Business Banking client "expert" and primary contact for most client-related matters.Drives focused growth and business development by creating and maintaining a clear and holistic understanding of the client's or prospect's business/industry; analyzes data and relevant client business and industry trends.
Provides and educates the client on Key's capabilities and how KeyBank products can help impact their business (cash management, payments, equipment finance, etc.).Maintains an active prospecting effort, including identification, qualification, and calling; develops an active Center of Influence (COI) referral network.
Assembles cross-functional teams to quickly respond to customer requests when not able to address requests personally. Knows when and how to bring in teams of experts and identify cross-sell opportunities.
Continuously improves functional/technical sales and credit expertise and transfers this knowledge to team members; partners effectively with Credit as the first level sponsor for credit decisions.
Leads and participates in credit processes and assumes ultimate accountability for all portfolio activities/issues ensuring sound asset quality, including underwriting, structuring, and portfolio management activities; assures accurate risk assessment of assigned portfolio.
Performs other duties as assigned; duties, responsibilities and/or activities may change, or new ones may be assigned at any time with or without noticeComplies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key. EducationBachelor's Degree or equivalent experience (required) Work ExperienceA minimum of 3 years experience in a small business/commercial lending environment. (required)A minimum of 1 year of experience in cross-selling products and an ability and track record to meet or exceed aggressive sales goals (required) SkillsAbility to build trust by taking a client centric approachDeploys a long-term, innovative approach to problem solving and decision making with clients to build the relationship and generate solutionsDemonstrates expertise within defined industry or geography (vertical/sub vertical) and within product setExhibits a relentless focus on creating and driving revenue growth and generating resultsUnderstanding of financial, operational, and strategic drivers of client organizations to provide relevant and impactful banking solutions.
Uses structured sales methodologies, principles and practices without losing sight of the client and environmentUnderstands Key's risk culture and effectively manages risk/reward trade-offs Core CompetenciesAll KeyBank employees are expected to demonstrate Key's Values and sustain proficiency in identified Leadership Competencies. Physical DemandsGeneral Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs. TravelOccasional travel to include overnight stay.