Business Banker II Carter Bank - 2.5 Raleigh, NC Job Details Full-time $69,459.19 - $120,839.95 a year 4 hours ago Benefits Paid holidays Disability insurance Health insurance Dental insurance 401(k) Paid time off Vision insurance Life insurance Qualifications Cash flow management Business development management Computer operation Sales revenue Forecasting Underwriting Credit risk assessment Spreadsheets Word embeddings High school diploma or GED Business development Business development within finance Cash management Sales strategy Financial statement interpretation Productivity software

Full Job Description SUMMARY:

Business Bankers develop and maintain an active prospect list, customer outreach plan, and quality referral sources for companies, on average, between $1-$10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Business Bankers work with various internal partners to build and manage full banking relationships.

ESSENTIAL JOB FUNCTIONS

Make a significant impact by contributing to the growth of the bank through business loans, deposits, and fee income Leverage your network and centers of influence to engage with local business owners and companies to develop business lending opportunities Work with clients to identify their financial goals and find ways of reaching those goals Be part of a collaborative team with various bank partners to support and deepen the full client relationship Represent the bank in the community by attending and participating in civic, community, and networking events Analyze applicants' semi-complex financial status, credit, and collateral to determine creditworthiness of prospective loans Engage in an efficient loan approval process with open communication and exposure to credit partners Actively and consistently manage large loan portfolio to ensure appropriate risk management and enhance customer experience

JOB REQUIREMENTS

High school diploma or equivalent required, Bachelor's degree in business, finance, accounting, or related field preferred Business development experience required Prior experience in business lending and/or credit required

KNOWLEDGE/SKILLS REQUIRED

Intermediate financial analysis and credit underwriting skills Intermediate knowledge of business lending, deposit and cash management solutions Intermediate ability to provide financial guidance and expertise Intermediate knowledge of sales planning and forecasting Excellent customer service and problem solving skills Strong verbal and written communication skills Ability to perform effectively in fast-paced environment and meet deadlines Knowledge of Microsoft Office products, especially Word and Excel

PHYSICAL AND MENTAL QUALIFICATIONS

Standing, walking, bending and stooping required Must be able to sit at a desk for long periods of time and use a computer Must be able to occasionally move or lift up to 10 pounds May be asked to work supplemental hours periodically Limited travel required occasionally during and after business hours

Salary Pay Range:

$69,459.19 - $120,839.95 annually

Benefits:

Eligible associates may participate in Carter Bank's benefits package, including medical, dental, vision, life insurance, disability coverage, other voluntary benefits, 401(k), paid time off, and paid holidays.