AML/CFT Officer

Description:

Habemco is a shared services company wholly owned and operated by the Habematolel Pomo of Upper Lake, a federally recognized Native American tribe located in Northern California. Habemco's support services such as product development and technology which are needed for business growth, ultimately power the Tribe's economy, and enable the delivery of education, health care and elder support programs for the Tribal community. Our talented team provides cross-functional support services to various tribal business and government entities. The Habemco team plays a critical role in ensuring a successful future for our customers, our employees, and the Tribe. Headquartered in a beautiful, yet remote part of California, the Tribe recognizes that to compete in highly competitive industries such as FinTech, the Tribe must access expertise throughout the nation. In addition to employees that work remotely, the Tribe has employees located at its headquarters in Upper Lake, California and at a campus in Lenexa, Kansas. Employees receive competitive pay and benefits, quarterly performance bonuses and 401(k) with a 4% match. Our team is creative, forward-thinking, passionate and moves fast! Are you ready to grow with us? Purpose of the Position Supports the development and implementation of the Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT) compliance programs, policies, reporting, and practices for Habemco. Monitors activities impacted by regulatory requirements related to the Company's governance and any industry-specific or location-specific laws related to the Bank Secrecy Act, Anti-Money Laundering, and Counter Terror Financing. Establishes internal controls to identify, detect, and report money laundering, fraud and other suspicious activities. Implements changes to compliance processes due to new or amended regulations. Prepares and updates communication materials. Assists with training initiatives that inform stakeholders about compliance requirements. Incumbent works autonomously. Goals are generally communicated in a "solution" or project goals terms. Incumbent may provide a leadership role for the work group through knowledge in the area of specialization while working on advanced, complex technical projects or business issues requiring state-of-the-art technical or industry knowledge. Key Responsibilities Build and manage daily the Company's AML/CFT program, design processes for effective annual review, work with internal stakeholders, and oversee AML policy change management. Work with Director of Compliance to drive other critical AML compliance program initiatives, such as periodic risk assessments, AML risk and metrics reporting to management and the Board. Work closely with business partners, product managers, and Legal and Compliance team to ensure requisite AML compliance requirements and controls are incorporated in new product offerings and innovations across the suite of products and business lines. Maintain proficient and expert knowledge of all

AML/CFT/OFAC

related laws and regulations and advise management of any changes that impact current procedures and processes. Consistently apply superior decision-making when reviewing any business line referral regarding potential fraud or other suspicious activity, customer identification information, and ensure timely reporting and/or proper notification to banking partners for appropriate reporting. Assist with internal audits related to

AML/CFT/OFAC.

Assist with department training efforts related to

AML/CFT/OFAC.

Position requires the need to travel to other offices or meeting locations. Regular, reliable attendance during normal business hours. Additional duties as requested.

Requirements:

Education and Experience Required:

Bachelor of Science/Arts degree from an accredited university with a major in Business or Legal studies, or in lieu of education, possess four (4) or more years of experience in

AML/CFT/OFAC

administration, risk management, compliance and auditing skills in a financial institution or FinTech environment.

Plus:

Three to five years of work experience which demonstrates one or more of the following competencies or skills: Fraud Investigations Internal Audit processes. Internal Controls. Regulatory Environment. Regulatory Reporting. Compliance Documentation Use of Automated Transaction Monitoring software from vendor selection through daily use. Applicants for this position must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States and with Habemco (e.g., H1-B visa, F-1 visa (STEM/OPT), TN visa.) All offers are contingent upon successfully passing a third-party drug screen and background check, which may include, but is not limited to, previous employment, education, criminal, and credit checks. The Company retains the right to administer similar ongoing drug and background checks throughout the course of employment. While THC from marijuana has been legalized under some state laws for medicinal or recreational uses, it remains an illegal drug under federal law. The Company, as a wholly owned entity of a federally recognized Indian tribe, observes the federal definition of illegal drugs, and therefore, THC use is considered an illegal drug by the Company.

Preferred:

Professional accreditation such as Certified Anti-Money Laundering Specialist (CAMS) Regulated industry experience. Experience with policies and procedures, internal audits, and other compliance functions. Skills & Abilities Proficient computer skills, especially in Microsoft Office products (including Word, Excel, PowerPoint, and SharePoint). Incumbent should be comfortable creating and assembling PDF documents and working with screenshots. Excellent verbal and listening skills. Effective interpersonal skills. Ability to present information with clarity and professionalism. Strong writing, grammar, and usage skills. Ability to work independently but also in a team setting with effective collaboration skills. Incumbent must be well organized with strong attention to detail.

Strong analytical skills:

able to synthesize complex data from varied sources. Ability to work in a fast-paced, time-sensitive, regulated, and confidential environment. Ability to maintain strict confidentiality. Ability to think creatively, strategically, and identify and resolve problems. Autonomous and self-motivated - able to work and fulfill objectives without direct, on-site supervision. Physical Requirements Prolonged periods in a stationary seated position, such as working on a computer. Verbal communication to exchange accurate ideas and information.