Job Description

The BSA Specialist, Sr will assist the BSA Officer with the compliance of the Bank Secrecy Act (BSA) and 31 CFR Chapter X, Financial Recordkeeping and Currency and Foreign Transaction Reporting Act, Money Laundering Control Act (or BSA), Customer Identification Program requirements of the USA Patriot Act, Final Customer Due Diligence Rule and Office of Foreign Asset Control (OFAC).

RESPONSIBILITIES

Review potential matches from Bank staff to ensure transactions do not involve an SDN blocked person or entity, a prohibited transaction, or a sanctioned country

Provide documentation to clear potential matches

Documents all searches and their resolutions

Communicate with bank employees and other Law Enforcement Agencies for relevant customer information

Research, investigate, and prepare documentation in regards to potentially suspicious activity from AML software generated cases

Performs analysis of suspicious activity using knowledge of BSA and other regulatory guidelines to formulate a conclusion within a clear and concise investigation report. Work effectively with multiple complex data sources and technical analytical tools/ resources

Be knowledgeable of United Bankshares, Inc. products, services, customers, geographic

locations, and potential money laundering and terrorist financing risks associated with those activities

Work and contribute in a team-oriented and collaborative environment to improve the analytical and SAR reporting processes

Demonstrate appropriate personal and interpersonal behavior, attitude, judgment, communication, and initiative when working with customers and Bank staff to ensure a high level of support to the overall management of the BSA program

Responsible for ongoing review and self-education of banking regulation changes related to BSA/AML, OFAC and the USA Patriot Act

Maintain and continue professional education through department provided training and external classes.

In the absence of the BSA Officer, will be responsible to act as back up in fulfilling the department's responsibilities. Qualifications Bachelor's degree in concentration of Criminal Justice, Business or Finance required

Minimum five (5) years of BSA experience, law enforcement, or regulators experience required

Minimum of two (2) years' experience completing SARs and No SARs required

Previous bank teller experience and understanding of customer banking transactions a plus.

CAMS Certification required, or the ability to earn the certification within one (1) year in the position.

Knowledge of BSA, OFAC, SARs. CIP, 314a, CDD, PEPs are required

Proficient with Microsoft Office products

Excellent oral and written communication skills

Excellent analytical problem solving and organization skills

Ability to perform simple/complex mathematical calculations

Ability to work independently and in a fast-paced environment

Ability to work well with others and be a team player;

Demonstrated excellence in time management, multi-tasking and being detail oriented.

KEY COMPETENCIES

Accountability

Analytical and Systems Thinking

Judgement

Problem Solving/Resolution focused

Banking knowledge

Essential Functions:

Sitting for extended periods of time.

Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse, and other computer components.

Ability to converse and exchange information with all levels of staff within organization.

Ability to observe, perceive, identify, and translate data Company Profile

Please click here to access a list of benefits for which this position is eligible. Additional information regarding United's Mission, Values and Culture can be found here. At United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values. Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.