A Life or Health Insurance Sales Agent sells life insurance or health insurance to customers, working on behalf of an insurance company or independent insurance agent or broker. Evaluates the insurance coverage needed by a customer and proposes insurance packages and prices. Life insurance agents may sell policies or annuities, and assist clients or beneficiaries with getting insurance claims processed. Health insurance agents may negotiate rates for employers, explain plans and benefits to employees, and help clients to file or resolve health insurance claims. Life and health insurance sales agents may earn commissions for sales.
Insurance Sales Representative -Auto and Life StateFarm - 3.6 Milpitas, CA Job Details Permanent | Full-time $52,781.03 - $55,790.06 a year 1 day ago Benefits Health insurance 401(k) Paid time off Qualifications Customer communication Financial sales Interpersonal skills Multilingual Bank experience Insurance sales Full Job Description Company Overview State Farm® is the largest auto insurer in the U.S. since 1942, insuring approximately one in five vehicles on the road. As a family of insurance and financial services companies, we serve over 80 million policies and accounts nationwide. We are dedicated to doing the right thing for our customers and communities through sponsorships, safety initiatives, education leadership, and service-learning. Job Overview We are seeking an energetic and motivated Insurance Sales Representative specializing in Auto and Life insurance to join our dynamic team. In this role, you will actively engage with potential clients, build lasting relationships, and provide tailored insurance solutions. Your enthusiasm for sales combined with your knowledge of insurance products will drive growth while delivering exceptional customer service. This paid position offers a fantastic opportunity to develop your sales skills within a supportive environment committed to community impact. Responsibilities Engage with prospective clients through outside sales efforts to identify their auto and life insurance needs Build rapport and trust with clients by providing clear, transparent information about policy options Negotiate coverage terms and premiums to secure mutually beneficial agreements Maintain detailed records of client interactions using CRM (Customer Relationship Management) systems Conduct analysis of client needs to recommend suitable insurance products, including health, property casualty, and benefits administration Stay informed about insurance regulations, industry trends, and product updates to ensure compliance and expert advice Collaborate with team members to develop strategies for expanding client base and increasing sales performance Qualifications Proven experience in outside sales, retail sales, or insurance sales environments Strong negotiation skills with the ability to communicate complex information clearly Multilingual or bilingual abilities are highly valued for serving diverse communities Familiarity with insurance products such as auto, life, health, property casualty, and commercial insurance Proficiency in Microsoft Office applications and CRM systems for sales administration and analysis Excellent customer service skills with a focus on client communication and relationship building Knowledge of insurance regulation standards and benefits administration processes Strong analysis skills to assess client needs effectively and recommend appropriate coverage options Join us as an Insurance Sales Representative — Auto and Life — where your energy fuels growth, your expertise makes a difference, and your career accelerates!