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Lighthouse Insurance Advisors

Licensed Insurance Sales Agent

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Job Description

Licensed Insurance Sales Agent Lighthouse Insurance Advisors Cocoa Beach, FL Job Details Permanent | Full-time $70,000 - $90,000 a year 3 days ago Benefits Paid holidays Relocation assistance Paid time off Qualifications Term negotiation Account development Workers' compensation insurance knowledge Property & Casualty License Business development Productivity software Insurance sales Home insurance sales Account management Full Job Description Job Summary We are seeking a motivated, high-performing Licensed 2-20 Insurance Agent to join our team. This position is designed for a dedicated professional focused on long-term career stability and building deep, lasting relationships with our client base. In this role, you will be responsible for growing the agency's book of business by prospecting, quoting, and selling Personal and/or Commercial lines of insurance. You will serve as a trusted advisor to individuals and business owners, evaluating their unique risks and matching them with comprehensive coverage plans. Benefits Opportunity to work for a small local business in a friendly professional office environment. Health benefit stipend Results-driven compensation, earn a reliable base salary plus performance bonuses tied directly to your production milestones A clear path for long-term career advancement and internal promotion opportunities Paid time off (Holidays, Vacation and Personal/Sick days) Training & development
Core Responsibilities Sales & New Business Development :
Prospect, cold call, network, and follow up on leads to generate new personal and commercial lines business.
Risk Assessment:
Review clients' current coverages, identify potential insurance gaps, and determine their financial risk situations.
Quoting & Underwriting:
Utilize multiple carrier portals to structure, price, and present comprehensive insurance solutions. Coordinate directly with underwriters to ensure application approval.
Policy Servicing:
Maintain existing client relationships by processing policy renewals, facilitating coverage changes, and conducting annual policy reviews.
Claims Facilitation:
Act as a liaison between clients, claims adjusters, and carriers to guide policyholders smoothly through the claims process.
Regulatory Compliance:
Adhere strictly to all state Department of Financial Services insurance guidelines, agency SOP's, and strict ethical standards.
Required Qualifications & Skills Licensing:
Active and valid Florida 2-20 General Lines (Property and Casualty) Insurance License.
Experience:
1-3+ years of experience in P&C insurance sales or account management preferred.
Knowledge:
Deep understanding of personal auto, homeowners, commercial property, general liability, workers' comp, and umbrella coverage.
Tech-Savvy:
Proficiency with Agency Management Systems, comparative raters, and Microsoft Office Suite.
Communication:
Exceptional verbal and written negotiation skills with an ability to build fast community rapport.
Attributes:
Self-motivated, highly resilient, organized, and capable of working autonomously.
Pay:
$70,000.00 - $90,000.00 per year
Benefits:
Paid time off Relocation assistance
Experience:
property and casualty insurance: 1 year (Preferred)
License/Certification:
Florida 2-20 property and casualty license (Preferred) Ability to
Commute:
Cocoa Beach, FL 32931 (Preferred) Ability to
Relocate:
Cocoa Beach, FL 32931: Relocate before starting work (Preferred)
Work Location:
In person

Benefits

  • Paid Time Off (PTO)
  • Bonuses/Stipends
  • Health Insurance
  • Dental Insurance