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Peritia Advisors

Licensed Health Insurance Agent (LOA)

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Job Description

Licensed Health Insurance Agent (LOA) — Take Over an Established Book Peritia Advisors / Zero Bullsh!t Insurance — Ely, Iowa | Full-time, in office You'd be taking over a book, not building one from scratch. I've got an established book of business, and I need someone to own it so I can focus on growing the agency. That means you walk into existing clients, existing renewals, existing referrals. No cold calling. No buying leads out of your own pocket. No starving for six months while you "build a pipeline." Let's be straight about what LOA means. You'd be a Licensed Only Agent. You write under our carrier contracts, not your own. The agency owns the book. In exchange, you skip the contracting headaches, the carrier paperwork, the E&O shopping, and the marketing spend. You get handed clients and you get paid to take care of them. If you want to own your own book someday, this isn't that job — and I'd rather tell you now than waste both our time. What you'd actually do
  • Service and retain an existing book of health, Medicare, and related clients
  • Handle inbound client calls, plan questions, claims issues, and carrier follow-up
  • Run annual reviews and re-shops, especially through AEP and open enrollment
  • Write new business from referrals and existing household cross-sells
  • Keep the CRM clean — notes, tasks, follow-ups, policy status What you need
  • Active Iowa health insurance license (already held — we're not sponsoring a first-timer through pre-licensing)
  • Live within about 30 minutes of
Ely:
Cedar Rapids, Marion, Iowa City, Coralville, North Liberty, Solon, Mount Vernon, Hiawatha, Robins, Swisher, Tiffin and surrounding
  • Comfortable on the phone all day and honest with people when the answer isn't what they wanted
  • Organized enough to follow a process, independent enough not to need babysitting
  • AHIP and Medicare certifications a plus; we'll get you there if you're not What you get
  • An established book from day one
  • Competitive pay + performance bonus
  • Leads and marketing handled by the agency
  • A team that answers the phone, tells clients the truth, and doesn't oversell How to apply Email bt@zerobsins.
com . Send your resume and answer these two in a few sentences each — no essays: 1. What's your license number and how long have you been writing health? 2. Tell me about a time you told a client something they didn't want to hear. If you write me a three-paragraph cover letter about your passion for helping people, I'm going to assume you didn't read the ad.
Pay:
$50,000.00 - $89,150.77 per year
Benefits:
Flexible schedule Paid time off
Work Location:
In person

Benefits

  • Paid Time Off (PTO)
  • Bonuses/Stipends
  • Health Insurance
  • Dental Insurance