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Remote Life Insurance Sales Representative
Career Insights for Life / Health Insurance Sales Agent
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What they do
A Life or Health Insurance Sales Agent sells life insurance or health insurance to customers, working on behalf of an insurance company or independent insurance agent or broker. Evaluates the insurance coverage needed by a customer and proposes insurance packages and prices. Life insurance agents may sell policies or annuities, and assist clients or beneficiaries with getting insurance claims processed. Health insurance agents may negotiate rates for employers, explain plans and benefits to employees, and help clients to file or resolve health insurance claims. Life and health insurance sales agents may earn commissions for sales.
$76,748 / year median in the U.S.
-15% projected decline
Job Description
Remote Life Insurance Sales Representative AYS Group $40,000 - $400,000 life insurance, remote work United States, Nevada, Carson City Sep 03, 2026
Location:
Remote
Job Type:
Independent Contractor (1099)
Compensation:
Commission Only
Sales Format:
Phone / Telesales
Experience Required:
None We are seeking motivated individuals to join our team as Remote Life Insurance Sales Representatives. No previous insurance experience is required, and you do not need to currently hold an insurance license to apply. This is a fully remote, phone-based sales opportunity. Representatives speak with prospective clients, identify their life insurance needs, explain available coverage options, and assist qualified clients with the application process. Training, mentorship, and ongoing support are provided. Responsibilities Communicate with prospective clients by phone
Conduct life insurance appointments through telesales
Identify client needs, goals, and budgets
Explain available life insurance products and coverage options
Assist clients with completing insurance applications
Follow up with prospective clients
Maintain accurate client information
Participate in virtual training and team meetings
Continue developing product knowledge and sales skills Qualifications No previous insurance experience required
Strong communication and interpersonal skills
Comfortable speaking with clients over the phone
Self-motivated and goal-oriented
Coachable and willing to learn
Professional and dependable
Able to work independently in a remote environment
Willing to obtain the appropriate insurance license Licensing An insurance license is not required to apply. Before conducting insurance sales, representatives must obtain and maintain the appropriate insurance license for the state or states in which they conduct insurance business. Licensing requirements vary by state. Guidance through the licensing process is provided. Compensation This is a 1099 independent contractor, commission-only sales opportunity. There is no hourly wage or guaranteed salary. Compensation is based on individual sales production and applicable commission schedules. Actual earnings vary based on individual performance and sales results. No specific income level is guaranteed. Remote Work Requirements Candidates should have reliable internet and phone access, a computer or laptop suitable for conducting business, and a professional workspace for client conversations. Apply Today If you are motivated, willing to learn, and interested in developing a career in life insurance sales, we encourage you to apply. No previous insurance experience or current insurance license is required to apply.