We are looking for an experienced Sr Commercial Underwriter to evaluate the financial strength of commercial customers and support sound credit decisions in Overland Park, Kansas. This role focuses on reviewing detailed financial information, assessing industry and market exposure, and determining appropriate credit recommendations within established risk parameters. The ideal candidate is comfortable making independent judgments, communicating key findings to leadership, and helping improve underwriting practices through thoughtful, efficient approaches.

Responsibilities:

• Review commercial credit requests by examining financial statements, payment performance, business conditions, and broader market factors across domestic and international accounts.
• Analyze information from internal platforms and third-party sources to identify risk exposure and determine overall credit suitability.
• Structure credit recommendations and lending terms that align with company guidelines and acceptable risk levels.
• Approve or decline credit within assigned authority while maintaining strong judgment and accountability for each decision.
• Engage directly with applicants or business partners when additional clarification is needed to support a thorough evaluation.
• Present significant risk considerations, exceptions, or emerging concerns to senior leadership in a clear and actionable manner.
• Manage a portfolio of underwriting work independently, prioritizing deadlines and maintaining accuracy with limited oversight.
• Contribute ideas that improve underwriting efficiency, consistency, and overall process effectiveness.