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USAble Life

Group Underwriter IV - Remote

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What they do

An Insurance Underwriter evaluates and measures risk and advises businesses in insurance, banking and securities. Recommends customers to be approved for insurance coverage, and develops policies and premium levels. Reviews loan applications, evaluates credit-worthiness of loan applicants and analyzes the investment risk of a loan for the bank. Evaluates risk in different types of securities and advises clients on investments that will yield highest profits.

$69,169 / year median in the U.S.

-8% projected decline

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Job Description

Group Underwriter IV - Remote USAble Life paid holidays, tuition reimbursement, 401(k) United States, Arkansas, Little Rock 17500 Chenal Parkway (Show on map) Sep 01, 2026

Description At USAble Life, we're committed to making a meaningful difference in the lives of our customers, our communities, and each other. We are a diverse team united by a shared drive to go the extra mile. Through our DEI initiatives, employees feel empowered to bring their unique talents, perspectives, and voices to our culture. Our dedication to delivering exceptional products is matched by our passion for supporting our people. We believe that making an impact extends beyond our office walls, and our longstanding tradition of community involvement reflects that commitment. We're proud that our employees consistently embrace and uphold this spirit of service. Recognized as a "Best Places to Work" in Arkansas, Florida, and Hawaii, USAble Life offers opportunities for personal and professional growth, along with avenues for career advancement. Combined with our engaging culture and comprehensive benefits package, we are committed to ensuring our employees feel valued, supported, and inspired. Check out how we make a meaningful difference in the lives of others!

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What We Offer You:

A culture that values employees and celebrates, empowers, and inspires a diverse workforce

Outstanding and affordable benefits package

3.5 weeks of PTO and 11 paid holidays

401(k) with up to 6% match; fully vested from day 1

Remote opportunities with company-provided equipment

Team-oriented, collaborative group of peers

Career advancement opportunities

Tuition Reimbursement

Employee Assistance Program

Inclusion Council and Employee Resource Groups

Recharge Days and Volunteer Time Off

This is a remote position. Life Takes You Places! Are you ready to join us?

Pay Transparency:

Our salary ranges are structured to provide opportunities for growth and advancement within a role. As a result, most new hires are placed between the minimum and midpoint of the range based on qualifications and experience, while the top of the range is generally reserved for employees who have demonstrated sustained expertise and performance in the position. The starting base salary range for the Group Underwriter IV is $79,200 to $95,500. The full salary range is $79,200 to $110,900, Actual salaries will vary by geographic location and are based on factors such as candidate's qualifications, experience, skills, competencies, and company tenure & equity. In addition to base compensation, this role is eligible for an annual incentive plan based on company performance and individual performance. Group Underwriter IV Overview Conducts risk assessment and selection for small, mid and large case market on Life & Disability, and Worksite products.

Produces rates for new groups using company proposal system.

Prepares formal proposals and renewals using word processing, spreadsheet tools and software as applicable.

Completes financial exhibits using established guidelines.

Assists in the preparation of RFP response.

Verifies rates on sold cases.

Assist in training lower level underwriters and sales staff.

Works on special product or rating projects as required.

Uses knowledge of formulas to determine when deviation is necessary and recommendations alternatives. Essential Duties Assesses risk and produces rates for new groups with advanced levels of autonomy.

Completes annual renewals for all products and performs related maintenance tasks.

Services current group clients including benefit changes, reporting, and response to telephone and email inquiries.

Verifies sold case data including final rating.

Provides training and mentoring to underwriting and sales staff.

Performs projects and/or SME assignments Required Knowledge, Skills, and Abilities Advanced knowledge of group insurance and worksite products

Advanced knowledge of Life and Disability underwriting

Advanced understanding of underwriting principles and rating methodology.

Demonstrated capability to apply experience rating formulas for all products.

Advanced MS Office skills.

Strong math and analytical skills.

Excellent written and verbal communication skills.

Ability to establish priorities and manage multiple projects simultaneously. Required Education and Experience Bachelor's degree in a related field or equivalent work experience 5 years of underwriting experience Life, Disability, and/or Supplemental product industry experience

Or equivalent military experience. Preferred Education and Experience LOMA Certification

HIAA #USA1 Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.