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FYZICAL LLC

Insurance Verification & Authorization Specialist Remote

Career Insights for Medical Underwriter

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What they do

A Medical Underwriter uses medical and health information to evaluate an application for medical malpractice insurance or for health insurance. Medical malpractice insurance is essentially medical professional liability insurance for medical professionals. For health insurance, the underwriter reviews insurance documents to determine whether an offer of health insurance should be made, identifies and excludes pre-existing medical conditions, determine insurance types and limits, and calculate premium costs.

$91,198 / year median in the U.S.

+7% projected growth

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Job Description

Job Description Help for Job Description. Opens a new window. Minimum Experience
  • Please Read Before Applying Only candidates with 2+ years of recent, full-time insurance verification and authorization experience in a physician practice, medical specialty, hospital, or home health setting will be considered.
Applications without this specific background will not be considered.
Not qualifying:
  • Front desk, scheduling, medical assistant, or other office roles without full-time insurance verification/authorization duties
  • Pharmacy, dental, mental health, vision, substance abuse, or medical supply billing experience
  • Remote Insurance Verification & Authorization Specialist
  • Experienced Only Build a career, not just a job, with FYZICAL—the fastest-growing physical therapy company in America. Location Requirement Remote
  • must reside in:
AL, AZ, CO, CT, FL, GA, MA, MI, NC, NM, NV, OK, SC, SD, UT
  • What You'll Do
  • Verify insurance benefits daily using payer portals and direct calls
  • Obtain and track authorizations for therapy services
  • Submit and monitor authorization requests for timely approvals
  • Provide accurate verification/authorization details to clinic staff
  • Communicate professionally with patients and carriers
  • Use correct billing codes to support clean claim submission
  • What You Bring
  • 2+ years of full-time insurance verification and authorization experience in a physician, medical specialty, hospital, or home health setting (required)
  • Strong knowledge of insurance plan terminology, billing guidelines, claims processing, and EOBs
  • Hands-on experience with payer portals and high-volume insurance calls
  • Excellent communication, accuracy, and deadline management skills
  • Proficiency in Microsoft Excel, Word, and Outlook
  • Pay & Benefits
  • $17
  • 19/hour (based on experience)
  • Industry-leading health insurance
  • 100% Paid Dental, Vision, Life, and LTD
  • 401(k) with company match
  • 120 PTO hours annually + 6 paid holidays
  • Company-provided computer
  • Schedule Full-time | Fully Remote| Monday-Friday | 8:00 AM
  • 5:00 PM EST
  • Why FYZICAL Join a team that celebrates wins, supports growth, and helps people feel their best—while advancing your career in insurance verification and authorizations.
  • Keywords for Indeed Search Insurance Verification, Insurance Authorization, Prior Authorizations, Benefit Verification, Payer Portals, Physician Practice, Medical Specialty, Home Health, Hospital Billing, Outpatient Therapy, Multi-State Insurance