Midwest Family Mutual Insurance Company is a growing and innovative Property and Casualty Insurance Company. We have maintained a fully work-from-home environment since 2006 and are seeking an entry level Commercial and Personal Lines Underwriter to join our growing team. Key Responsibilities Evaluate and underwrite both commercial and personal lines of new and renewal business submissions in accordance with assigned authority levels and underwriting guidelines. Assess risk characteristics and exposure to determine pricing and coverage options. Cultivate and maintain strong relationships with independent agents. Negotiate terms and conditions with producers to write profitable business. Maintain compliance with underwriting policies, standards, and regulatory requirements. Contribute to the evolution of underwriting strategies, guidelines, and workflows, including the development of AI-driven tools to enhance underwriting accuracy, efficiency, and decision-making. Participate in training, mentoring, or knowledge-share initiatives to support continuous improvement. Compensation & Benefits Competitive salary, internet reimbursement, and an excellent benefits package including Medical, Dental, Vision, Health Savings, and Flexible Spending accounts. Short-Term and Long-Term Disability, and Life Insurance. Robust retirement plans, including a 401(k)/Roth 401(k) with company match and a Defined Benefit Pension Plan. Experience, Skills & Attributes 0-3 years of experience in property and casualty insurance, or related coursework/internship experience. Eagerness to learn underwriting principles, coverage forms, and endorsements. Strong analytical skills, with a keen attention to detail. Must have high-speed cable/DSL internet and a dedicated home office space. Excellent written and verbal communication skills. Self-motivated and capable of working independently with strong time-management abilities. Proficient in Microsoft Office Suite and comfortable with various technologies and systems; strong keyboarding skills. Effective team player, able to collaborate across departments and roles. Commitment to regular and reliable attendance. Adherence to internal control policies relevant to assigned job responsibilities and administrative duties. Willingness to perform additional duties as assigned by management. Education Bachelor's degree in Business, Insurance, or a related field preferred. Professional designations (e.g., CPCU, AU, ARM) are a plus and demonstrate a commitment to ongoing industry education.