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Atain
Senior Commercial Property Underwriter
Career Insights for Property / Casualty Underwriter
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Based on Michigan data
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What they do
A Property or Casualty Underwriter is an insurance agent who initially inspects homes or rental properties (or other property to be insured) for conditions such as physical deterioration that pose a risk to the carrier.
$92,583 / year median in Michigan
+5% projected growth
Job Description
•This position is open to multiple Burns & Wilcox branch offices across the US.• We are seeking an experienced Commercial Property Underwriter to join our E&S underwriting team. The ideal candidate has deep knowledge of the commercial property E&S market, strong analytical and relationship-building skills, and a proven ability to make sound risk decisions. This is a hybrid position with a minimum 3 days in-office. Responsibilities Evaluate, analyze, and underwrite diverse commercial property risks within established authority levels, ensuring adherence to Atain's underwriting philosophy and standards. Assess exposure, coverage requirements, risk characteristics, CAT model outputs, and financial data to develop appropriate pricing and terms. Maintain a profitable and diversified portfolio by managing aggregation, monitoring performance, and adjusting underwriting strategies based on emerging trends and results. Identify opportunities for growth while maintaining underwriting discipline to ensure long‑term profitability. Develop, strengthen, and maintain productive relationships with wholesale broker partners across the country. Negotiate pricing, coverage, and terms with brokers to achieve competitive yet profitable outcomes. Deliver prompt, professional, and high‑quality service in a fast-paced environment, meeting or exceeding service standards and response expectations. Qualifications Minimum of 5 years of commercial excess and surplus lines property underwriting experience. Solid understanding of property coverage forms, risk assessment tools, and underwriting methodologies. Experience with catastrophe-exposed business; familiarity with CAT modeling. Track record of managing a profitable book of business and balancing portfolio goals. Ability to travel 10-15% Strong negotiation, analytical, and decision‑making skills. Excellent interpersonal and communication abilities, with proven success in broker relationship management. Ability to thrive in a fast‑paced environment while maintaining exceptional service standards. Bachelor's degree; professional designations such as CPCU, AU, or ASLI are a plus.