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Senior Commercial Underwriter
Career Insights for Insurance Underwriter (General)
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Scorecard
Based on South Carolina data
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What they do
An Insurance Underwriter evaluates and measures risk and advises businesses in insurance, banking and securities. Recommends customers to be approved for insurance coverage, and develops policies and premium levels. Reviews loan applications, evaluates credit-worthiness of loan applicants and analyzes the investment risk of a loan for the bank. Evaluates risk in different types of securities and advises clients on investments that will yield highest profits.
$68,727 / year median in South Carolina
-2% projected decline
Job Description
Responsibilities:
Partner with credit leadership to oversee complex commercial borrowing relationships and help maintain a well-managed loan portfolio. Evaluate borrower financial performance, repayment sources, collateral quality, and overall risk to support informed underwriting decisions. Develop and revise credit presentations, periodic reviews, amendment requests, and other documentation tied to commercial lending activity. Serve as a direct point of contact for borrowers regarding financial results, financing requests, deal terms, and other credit-related matters. Assist with construction lending activities by supporting deal structure, reviewing disbursement requests, tracking project progress, and analyzing related risk factors. Contribute to the ongoing administration of commercial credits by monitoring existing relationships and identifying issues that may affect loan performance. Provide additional support across the Credit Administration function when priorities shift or team needs arise. Proven background in commercial credit analysis and underwriting for business lending relationships. Strong ability to interpret financial statements, assess cash flow trends, evaluate collateral, and determine repayment capacity. Experience preparing complete commercial loan packages, written recommendations, and supporting credit documentation. Excellent written and verbal communication skills, including the ability to interact professionally with borrowers and internal stakeholders. Demonstrated ability to work with limited supervision while applying sound judgment to complex credit matters. Strong organizational skills with the ability to manage multiple deadlines and shifting priorities effectively. Familiarity with commercial collections, credit applications, and broader commercial credit administration processes. Exposure to construction lending and knowledge of government-backed lending programs such as B& I, 7(a), or 504 is preferred. Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking "Apply Now," you're agreeing to Robert Half's Terms of Use and Privacy Notice .Benefits
- 401(k) Plans
- Health Insurance
- Dental Insurance
- Vision Insurance