We are looking for an experienced Senior Commercial Underwriter to join a contract opportunity in Columbia, South Carolina. In this role, you will partner closely with credit leadership to evaluate complex commercial lending relationships, develop thoughtful credit recommendations, and support sound portfolio management. This position is ideal for someone who is comfortable working independently, communicating directly with borrowers, and balancing analytical depth with practical business judgment.
Responsibilities:
- Partner with credit leadership to oversee complex commercial borrowing relationships and help maintain a well-managed loan portfolio.
- Evaluate borrower financial performance, repayment sources, collateral quality, and overall risk to support informed underwriting decisions.
- Develop and revise credit presentations, periodic reviews, amendment requests, and other documentation tied to commercial lending activity.
- Serve as a direct point of contact for borrowers regarding financial results, financing requests, deal terms, and other credit-related matters.
- Assist with construction lending activities by supporting deal structure, reviewing disbursement requests, tracking project progress, and analyzing related risk factors.
- Contribute to the ongoing administration of commercial credits by monitoring existing relationships and identifying issues that may affect loan performance.
- Provide additional support across the Credit Administration function when priorities shift or team needs arise.