PEO Underwriter Comp Central is seeking a detail-oriented and experienced PEO Underwriter located in or near Franklin, Tennessee to join our growing team. This position will initially be remote while Comp Central completes the transition of its operations to Tennessee. Once the company's Tennessee operations are fully established, this position will transition to a full-time, in-person role in Franklin, Tennessee. Candidates must be able and willing to work in person at our Franklin office once the transition is complete. This position is responsible for evaluating prospective and existing clients to determine workers' compensation risk, appropriate classifications, pricing, and overall eligibility within our PEO program. The ideal candidate has experience in PEO underwriting, workers' compensation, or a closely related field and understands how to evaluate payroll, class codes, loss history, claims trends, and operational exposures. Key Responsibilities Review and evaluate new business submissions for workers' compensation risk and PEO eligibility. Analyze payroll, employee counts, job duties, workers' compensation class codes, loss runs, experience modification factors, and claims history. Verify that class codes accurately reflect employees' actual job duties and exposures. Review loss runs to identify claim frequency, severity, patterns, open reserves, and potential risk concerns. Calculate and recommend appropriate workers' compensation rates, pricing, deductibles, minimums, and other underwriting terms. Identify higher-risk operations or exposures requiring additional documentation or review. Request and review supplemental underwriting information when necessary. Work closely with the Sales team to evaluate prospective clients and provide timely underwriting decisions. Communicate clearly regarding approvals, declines, contingencies, pricing changes, and additional information required. Coordinate with carriers, brokers, agents, and internal departments as needed. Review new business for accuracy prior to binding. Assist with renewals and evaluate changes in payroll, operations, claims experience, class codes, and overall risk. Maintain accurate underwriting documentation and records. Follow carrier guidelines and internal underwriting standards. Ensure underwriting decisions are completed accurately and within established turnaround times. Identify potential fraud, misclassification, payroll discrepancies, or other red flags during the underwriting process. Assist with audits and other underwriting-related projects as needed. Qualifications PEO underwriting experience strongly preferred. Workers' compensation underwriting experience highly preferred. Strong knowledge of workers' compensation class codes and occupational exposures. Experience reviewing loss runs and evaluating claims history. Understanding of payroll-based workers' compensation pricing and exposure. Ability to analyze risk and make sound underwriting decisions. Strong mathematical and analytical skills. Exceptional attention to detail. Strong organizational and time-management skills. Ability to manage multiple submissions and deadlines simultaneously. Strong written and verbal communication skills. Comfortable communicating with sales representatives, brokers, carriers, and clients. Proficiency with Microsoft Office and the ability to learn underwriting and PEO software platforms. What We're Looking For We are looking for someone who can look beyond the numbers and understand the full picture of a prospective client's risk . The right candidate will be thorough, analytical, responsive, and comfortable asking questions when information does not make sense. This role requires someone who can balance risk management with the needs of the Sales team while maintaining appropriate underwriting standards. Experience working specifically within the PEO industry is a major plus . We are specifically seeking a candidate who is located in or near Franklin, Tennessee , or within a reasonable commuting distance. The selected candidate will work remotely during Comp Central's transition of operations from California to Tennessee . Once our Tennessee operations are fully established, this role will become a full-time, in-person position at our Franklin, Tennessee office . Candidates should apply with the understanding that this is not a permanently remote position and that regular in-office attendance will be required once the Franklin office is operational.

Position Details Position:

PEO Underwriter Location:

Franklin, Tennessee Work Arrangement:

Temporarily Remote; Transitioning to

Full-Time In-Person Employment Type:

Full-Time Schedule:

Monday-Friday Industry:

Professional Employer Organization (PEO) / Workers' Compensation About Comp Central Comp Central is a growing Professional Employer Organization providing businesses with comprehensive workforce solutions. Our team works collaboratively across Sales, Underwriting, Implementation, Payroll, Workers' Compensation, Claims, and Finance to provide responsive and dependable service to our clients. We are looking for individuals who are detail-oriented, accountable, team-focused, and interested in growing with our organization. Comp Central is an Equal Opportunity Employer.

Job Type:

Full-time Pay:

$75,000.00 - $80,000.00 per year

Benefits:

401(k) Dental insurance Health insurance Life insurance Paid time off Vision insurance

Work Location:

In person