Specialist I

• Loan Underwriting (VA) Atlantic Union Bank
• 3.7 Richmond, VA Job Details $47,000
• $79,900 a year 1 day ago Benefits Disability insurance Health insurance Dental insurance 401(k) Paid time off Vision insurance Union benefits Life insurance Qualifications Customer inquiry handling Full Job Description The Underwriting & Appraisals area is responsible for evaluating credit requests and property valuations to ensure accurate risk assessment, sound credit decisions, and compliance with internal policies, investor requirements, and regulatory standards.

Activities may include:

Analyzing borrower financial information, repayment capacity, collateral strength, and overall creditworthiness Reviewing and validating appraisal reports for accuracy and adherence to established guidelines Determining risk levels and approval recommendations Applying underwriting standards consistently, identifying and mitigating potential risks, maintaining strong documentation practices, and partnering with lending, operations, and risk teams to support timely and high-quality credit decisions Career Specialization Definition The Loan Underwriting area activities may include: Evaluates and approves or denies loan applications according to business unit standards in a timely manner. Gathers information as necessary to make sound decisions. Responds to internal and external customer inquiries as necessary. Performs other duties as necessary to support the goals and objectives of the department and business unit. Other duties as assigned. Career Level Definition Entry-level that typically requires little or no prior experience.

Responsibilities typically include:

Work that is routine or follows standard procedures. Work that is closely supervised. Faces routine problems with clearly defined solutions. Communicates information that requires little explanation or interpretation. Knowledge & Experience Typically requires little to no experience or advanced education Required Certifications/Licenses May require obtaining and/or maintaining NMLS registration Compensation offered will be based on a variety of factors, including but not limited to education, work experience, skills, certifications, and geographic location, etc. Eligible teammates may participate in a comprehensive benefits package that includes medical, dental, vision, life insurance, disability coverage, paid time off, retirement savings through a 401(k) plan, wellness resources, and other programs designed to support teammates' health and financial well-being, subject to plan terms and eligibility requirements. In addition, certain positions may be eligible for incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria. General information on our comprehensive benefits package can be found by visiting Employee Benefits | Banking Career Benefits | Atlantic Union Bank (https://www.atlanticunionbank.com/about/careers/benefits) We are proud to be an Equal Employment Opportunity employer. We maintain a drug-free workplace. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.