Retail Staff Underwriter II Trustmark Bank - 3.7 Mobile, AL Job Details Full-time 19 hours ago Qualifications Computer operation Automated underwriting system Underwriting guidelines adherence Federal Housing Administration (FHA) loans Spreadsheets High school diploma or GED Desktop applications FHA Direct Endorsement Certification Productivity software FNMA Veterans Affairs (VA) loans Automated underwriting

Full Job Description Overview:

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.

Responsibilities:

Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines, income requirements scenarios. Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations. Review all appraisal types for final approval including issuing NOV's and

HFS/USDA

conditional requirements. Stay updated and attend refresher training for all investor guidelines. Review and respond to management for all QC/QA exceptions. Associates are expected to perform all additional duties as assigned.

Qualifications:

High School Diploma or GED 5 years In underwriting FNMA/FHLMC, FHA, USDA and VA loans FHA DE certification VA SAR and certification Experience in underwriting

FNMA/FHLMC/FHA/VA / USDA

Rural Housing investor loans Documented experience in mortgage loan underwriting General understanding and knowledge of underwriting and compliance guidelines Working knowledge and experience with DeskTop Underwriter System Exceptional organizational skills and strong communication skills Superior problem-solving skills Excellent customer service skills Working knowledge of Excel, Word, and other PC applications College education preferred

Physical Requirements & Working Conditions:

Must be able to sit for long periods of time and use computer keyboard and/or mouse requiring hand and wrist manipulation, while viewing computer screens.

Disclaimer:

Management retains the right to add, delete or modify the responsibilities and qualifications of the position at any time. Trustmark Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Trustmark Bank employee by a third-party agency and/or search firm without a valid, written search agreement signed by Trustmark, will become the sole property of Trustmark Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.