A Loan Officer assists customers who apply for loans, and solicits loan applications on behalf of a bank, mortgage broker or other lender. Markets products and provides information on types of loans available, gathers financial and credit information needed to evaluate loan applications; guides the application and approval process. May specialize in loans to businesses or individuals, or in loans to buy real estate.
Bond Bail Agent Showcase Honda - 3.0 Phoenix, AZ Job Details Full-time $18 - $20 an hour 4 hours ago Qualifications Customer communication
Full Job Description Job Overview:
Join our dynamic team as a Bond Bail Agent, where you will play a vital role in the bail bond industry by facilitating the release of defendants through surety bonds. This energetic position requires a proactive approach to client communication, risk assessment, and compliance with industry regulations. As a Bond Bail Agent, you will leverage your knowledge of financial services, lending practices, and legal procedures to ensure efficient bond processing while maintaining high standards of customer service and integrity. Your expertise in financial software, industry regulations such as TILA (Truth in Lending Act), and commercial lending analysis will be essential to succeed in this fast-paced environment. Duties Evaluate client applications by analyzing financial data, credit reports, and collateral to determine bond eligibility. Prepare and process bond documentation accurately using specialized financial software and Microsoft Office tools, including Excel for data analysis. Communicate effectively with clients, courts, and legal entities to explain bond terms, obligations, and compliance requirements. Monitor bond accounts for compliance with industry regulations such as FNMA (Fannie Mae) guidelines and banking regulatory standards. Manage client relationships through consistent follow-up, ensuring timely payments and adherence to contractual obligations. Conduct risk assessments related to collateral and client financial stability using commercial lending analysis techniques. Maintain detailed records of all transactions, contracts, and client interactions in accordance with financial compliance standards. Experience Proven experience in loan origination or financial services with a strong understanding of mortgage services, commercial banking, or lending industries. Prior role as a loan officer or in mortgage services that involved loan processing, servicing, or financial sales. Familiarity with banking regulations including TILA and other compliance standards affecting loan processing and commercial lending. Demonstrated ability to analyze Excel data for risk assessment and credit evaluation purposes. Strong customer service skills with experience communicating complex contractual terms clearly to clients. Knowledge of FNMA guidelines, mortgage products, and commercial lending analysis related to risk management. Proficiency in using financial software systems along with basic math skills, including 10-key typing for data entry accuracy. Join us if you're ready to bring your expertise in finance, lending, and client communication into an exciting role that makes a real difference! We value energetic professionals who thrive on building relationships while ensuring strict adherence to industry standards and regulations.
Pay:
$18.00 - $20.00 per hour Expected hours: 48.0 per week
