Consumer Loan Officer As an American First Associate, you ll play a vital role in serving the community while enjoying a rewarding career. We are a $1.3 Billion financial institution located in Brea, CA looking for Consumer Loan Officer with excellent customer service skills, initiative and a desire to work in a team setting. Position Summary Thi This position is responsible for the underwriting of direct and indirect consumer loan applications, making credit decisions, and cross-selling other consumer loan products. In addition, this position will review and analyze complex loan requests to include interpreting credit profiles, assessing the ability to repay, decisioning loans and understanding member s needs while keeping the safe and soundness of the credit union in mind. posi This position will focus on consumer loan products including automobiles, personal loans, credit cards, boats, RV s, motorcycles and other secured products. Accurately and efficiently communicating and working with our members and dealerships is a key to success in this position.

Salary Range:

$24.35-$34.00 The salary ranges for positions are based on current market industry studies as well as job evaluations. During the offer phase Management will determine the appropriate compensation within the compensation range based on experience, education and internal equity. Qualifications High school diploma or General Equivalent Diploma (GED). Minimum three year s experience in underwriting consumer loans in an indirect and direct lending environment. Working knowledge of all consumer lending products. Strong knowledge and experience of consumer credit laws and regulations. Ability to verify and calculate income by using paystubs. Ability to read and analyze personal and business tax returns. Ability to effectively communicate adverse loan decisions. Excellent Member Service skills and the ability to rework deals with dealerships. Competent in problem solving, time management and organizational skills. Proficient in Excel, Word and automated lending software. Schedule Onsite position Mon-Fri 9:00am-6:00pm; One Saturday (8am-5pm) a month Must reside in the state of CA or willing to self-relocate Benefits Safe and Secure Since 1952. At American First, our allegiance is to the Member. As a financial cooperative, owned entirely by Members, our goal is to provide the highest quality financial services. We offer excellent benefits : medical, dental, vision, paid life, Long term disability and AD&D insurance, generous 401(K) plan with employer match, financial advisor, free banking, discounts on consumer loans, paid holidays, vacation, sick, flexible spending accounts, tuition reimbursement, special recognition programs and much more. To learn more about us, please visit us at https://www.amerfirst.org/JoinOurTeam.aspx We perform thorough background and credit check. American First Credit Union is an EEO/AA/Disability/Vets Employer