Mortgage Loan Officer Alt Financial Network, Inc. Santa Ana, CA Job Details $150,000 a year 19 hours ago Qualifications MLO License Economics Underwriting guidelines adherence Mortgage lending Referral-based lead generation Credit risk assessment Interviewing clients 5 years Sales referrals Consumer lending analysis in risk and credit Real estate referral programs Microsoft Office Finance Real Estate Broker Background check investigation techniques Analysis skills Interview research Real Estate Industry trends Credit report review Business Administration Collateral evaluation (loan underwriting) Customer support for financial loans Verification (borrower information) Providing product information Credit report analysis Loan Origination Systems (LOS) Senior level Business Communication skills Full Job Description We are currently seeking a highly motivated and detail-oriented mortgage broker to round out our well-established lending team. The successful applicant will have 5 years of experience with mortgage lending or origination and a proven track record of making matches between various lenders and borrowers. We offer excellent growth potential and possess a strong commitment to excellence. If this sounds like you, apply now!

Compensation:

$150,000, at plan earnings.

Responsibilities:

Determine creditworthiness by obtaining credit history, assets and liabilities, income and employment verification, and performing a background check Proactively stay abreast of mortgage industry trends and lending rate sheets; maintain strong relationships with mortgage lending sources / mortgage bankers, and establish referral relationships with real estate professionals Educate clients on various loan products, funding sources, buying or refinance process, and lending guidelines Determine each applicant's or borrower's specific lending or refinance needs after conducting a thorough interview Research competitive mortgage rates and interest rates, and negotiate terms to find ideal mortgage product and lender for potential borrowers

Qualifications:

Current NMLS licensure or National Association of Mortgage Broker license or certification required Undergraduate degree preferred in banking, finance, economics, business administration, or real estate law Superior time management, communication and analysis skills and independently resourceful Have a strong understanding of loan products and loan process from origination to close Advanced computer skills including MS office, and loan origination software About Company At Alt Financial Network, we pride ourselves on providing the type of service you'd extend to a loved one: patience, understanding, and the desire to go above and beyond. Whether it's a Loan Officer or client, Alt Financial Network strives to create an environment that educates and empowers its business partners to grow in their mortgage and real estate-related endeavors.