Mortgage Loan Originator My Mortgage, Inc - 2.5 Orlando, FL Job Details Part-time 7 hours ago Qualifications Underwriting verification process Financing agreements Mortgage lending Referral-based lead generation Credit risk assessment Sales referrals Promoting bank products Consumer lending analysis in risk and credit Filing Real estate referral programs Mid-level Financial records management Financial record maintenance Client management Credit report review Networking through strategic partnership building Customer support for financial loans Client referrals Verification (borrower information) Community relationship building Credit report analysis Relationship building in financial sales
Full Job Description Job Summary:
At My Mortgage, Inc., we pride ourselves in our fairness and honesty and we truly care about every loan transaction and each client we serve. As a Mortgage Loan Originator, you will be responsible meeting with applicants, preparing loan proposals, and examining active loans. You will act as a liaison between applicants and our financial institution, as well as helping qualified applicants obtain loans.
Job Responsibilities:
Assists potential borrowers with completion of initial loan applications; reviews submitted applications for accuracy and completion, requesting additional information or detail as needed. Verifies information and financial history provided; acquires borrowers? credit reports from major credit reporting bureau(s). Submits application to credit analysts or, when appropriate, examines application and creditworthiness of potential borrower; determines or makes recommendations regarding approval or denial/modification of requested loan. Approves or, when outside pre-approved lending limits, refers loans to management for analysis and approval. Ensures loan agreements are completed according to policy; calculates and explains payment schedules. Explains different lending and credit options and bank products to potential and current clients. Maintains credit and lending records and files. Maintains a robust referral network in the local banking community with builders, real estate agents, and other related businesses. Performs other related duties as assigned