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Commercial Loan Officer II
Job Description
COMMUNITY TRUST BANK INC
Commercial Loan Officer II atCOMMUNITY TRUST BANK INC
in Winchester, Kentucky Posted in about 20 hours ago.Type:
Full-Time Job Description:
JOB RESPONSIBILITIES
- Develop new business through sales calls to customers and non-customers, record and track each call.
- Monitor loan portfolio compliance with policy.
- Manage assigned loan portfolio.
- Collect delinquent accounts.
- Administer to work out accounts and problem loans.
- Maintain a working knowledge of the Bank's written policies and procedures regarding the Bank Secrecy Act and other pllicable anti-money laundering policies.
- Ensure all actions performed are in compliance with government regulations and organizational policies and procedures.
SKILLS/KNOWLEDGE AND ABILITIES/EXPERIENCE
- Position normally requires a Bachelor's degree or the equivalent to provide basic familiarity with a variety of subjects such as: finance, economics, English, business law, marketing, statistics, etc.
- Over four years and up to six years of experience.
- Excellent PC skills with knowledge of Word, EXCEL and other applicable computer programs.
- Excellent oral and written communication skills.
- Excellent organizational skills
- Valid driver's license.
- Must have (or obtain during the first 30 days of employment) a valid NMLS number.
- Must complete annual mandatory SAFE Act training through Regulatory University.
- Insurance license.
- Excellent sales skills.
WORKING CONDITIONS
- Normal office conditions.
- Travel required.
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What they do
A Loan Officer assists customers who apply for loans, and solicits loan applications on behalf of a bank, mortgage broker or other lender. Markets products and provides information on types of loans available, gathers financial and credit information needed to evaluate loan applications; guides the application and approval process. May specialize in loans to businesses or individuals, or in loans to buy real estate.
$71,225 / year median in Kentucky
-24% projected decline