Benefits:

401(k) Bonus based on performance Dental insurance Health insurance Paid time off Vision insurance

Summary:

The lender purpose is to support the company's mission statement, values, and sales goals by establishing new customer relationships and retaining and expanding existing customer relationships. The lender will analyze loan applications, decision loans within the lender's individual lending authority, generate interest income, monitor and service existing loan customers, make credit decisions, collect on loans and market the bank's services and products.

Duties:

Compile and analyze data for loan requests; outline loan terms and conditions and inform borrowers of loan commitments; assist borrowers by making appropriate recommendations concerning financing options and financial decisions Originate and service business and individual loans both secured and unsecured Screen loan requests based upon bank policies Maintain compliance with loan policy, procedures and documentation, including loan package preparation, while properly structuring Analyze financial information and loan collateral to determine strength of loan proposal Write Credit Memorandum detailing borrower(s) credit strength, details of loan and other necessary information needed for a clear representation of credit package and recommendation for approval Present loan to President/CEO, Underwriter and/or the Board of Directors for approval Monitor past due reports and contact customers to determine solution Maintain accurate pipeline report Renew matured loans in a timely manner Provide on-going service to existing clients and branch personnel regarding loan questions and issues Establish relationships to expand lending opportunities Produce quality referrals through regular calls on existing and prospective customers as well as referral sources Attend and participate in community events, volunteer events, and local organizations to represent the Bank and make business contacts Other duties as assigned

Skills, Knowledge, Abilities:

Must work well in a fast paced environment Must be able to multi-task Must show strong initiative Possess good organizational skills Must possess interpersonal skills to communicate with customers, vendors, and colleagues in a courteous and professional manner at all times Strong desire to work in a team environment and support the Bank with a positive attitude Foster a culture consistent with our core values of Do the

Right Thing, Respect, Positivity, Innovation, Teamwork and Accountability Education:

High School diploma or equivalent College degree in Finance, Business, or a related field is preferred