Job Type:

Full Time (Urgent Hire)

Location:

Main Branch, Warren, MI Schedule:

Monday to Friday 8:45am - 5:00pm No Federal Holidays No Saturdays Benefits 401k Automatic Input 5% Additionally We will match you at 4% Health Insurance Dental Insurance Vision Insurance Life Insurance PTO increases up to 160 hours 56 Hours Sick Time Yearly COLA Increase After 90 Days We are seeking a motivated and experienced Loan Officer who is ready to grow into a leadership role and eventually take the lead in guiding our lending team. This position is ideal for someone who is not only skilled in lending, but also passionate about mentorship, teamwork, and long-term career development. At our organization, employees don't just hold jobs—they build careers. Many of our team members have been with us for years and have grown alongside the institution, with several retiring after long and successful tenures. We pride ourselves on fostering a supportive environment where dedication, integrity, and leadership are valued and rewarded. If you are looking for a place where you can make an impact, grow professionally, and become part of a team that believes in long-term success, we invite you to apply. Job Description As a loan officer, you are responsible for helping customers research loans and navigate the application, approval and closing process. Duties include recommending loan options to clients and explaining their terms, determining risks for loaning to clients based on their credit and processing paperwork. Your attention to detail, excellent communication skills and the ability to thrive in a fast-paced environment will be crucial to your success. You will work alongside a team of Loan officers, where you will regularly report to CEO and Board of Directors. Job Responsibilities Evaluate credit worthiness by processing loan applications and documentation within specified limits. Interview applicants to determine financial eligibility and feasibility of granting loans. Determine all applicable ratios and metrics and set up debt payment plans. Communicate with clients either to request or to provide information. Complete loan contracts and counsel clients on policies and restrictions Update job knowledge on types of loans and other financial services. Maintain and update account records. Assess customer needs, explore all options, and introduce different types of loans. Develop referral networks, suggest alternate channels and crosssell products and services to accomplish quotas. Go the "extra mile" to build trust relationships, customer loyalty and satisfaction throughout the underwriting process Operate in compliance with laws and regulations and adhere to lending compliance guidelines. Requirements Minimum 2 years in lending experience Licensing Preferred Degree in Finance or related field preferred Familiarity with computers and banking applications/software Solid understanding of direct/indirect lending products and practices Excellent communication and interpersonal skills Customer satisfaction orientation and sales competencies